Adequate maintenance and self employed savings

Hi,

My partner is applying for a spouse visa via the adequate maintenance route as I am in reciept of pip.

I'm a bit confused as to if we can use cash savings or not. We are both self-employed and according to the guidance it says that cash savings cannot be used if the person is self employed.

Further down the document though, it states that "under paragraph 12B Appendix FM-SE, all forms of permitted income (including from self employment income) and cash savings can be combined to meet the adequate maintenance requirement"

So can we combine our cash savings even though we are self-employed when applying via the adequate maintenance route? Are there seperate rules for the adequate maintenance route compared to usual route when it comes to savings?

Thanks for your time,
Sean