Secondly, she arrived in UK in October 2015 and on our 1st renewal we applied on the FLR (M) 5 year route but due to some paperwork being incomplete even though earnings were above £18,600 we were told on our renewal letter that they are putting us on the FLR (FP) route. Since then we have renewed again on the FLR (FP) route and now we need to do so once more.
My question is will her 10 Year residency in the UK complete in October 2025 or will it be after this date (because when you initially apply when your spouse is another country it's just called a spouse visa and there is no such thing as a 5year or 10 year route at that time if I am correct)? And if so does she need to pay IHS fee for the duration up to October 2025 or for the full 2 year and 6 months. After this time we are looking to apply for ILR.
I do not wish to be overpaying with the cost of living crisis looking for so long. NB- we have 3 beautiful children born the UK if that helps with any questions being answered
Any answers are most welcome