that's a great point, and yes, you're right - I was a bit off in the calculation. Years 1–5 total 365 + 289 + 286 + 365 + 365 = 1,670 days, which falls 155 days short of the 1,825 required. So you do need to draw on Year 6, bringing the total to 1,889 days. Year 7 is not needed. Submitting Years 1–6 ...