As you/your husband has not replied to any of the questions asking if you have told all the benefit agencies about your over £62,500 savings held abroad. In answer to this question below-
zunga169 wrote: ↑Tue Nov 23, 2021 10:42 am
My monthly wages are £1650 from employment and my name also in Universal credit with my husband and his British children, who are getting housing benefits,does this effect my FLR?
I am not getting any benefits.
As stated, you are linked to your husband's Universal Credit means tested welfare claim and were required to declare your earnings and capital abroad. He could not have the Universal Credit welfare benefit with your savings.
Benefit fraud
You commit benefit fraud by claiming benefits you’re not entitled to on purpose. For example by:
not reporting a change in your circumstances
providing false information
What happens if you’re suspected of benefit fraud
You’ll be contacted by the Department for Work and Pensions (DWP), HM Revenue and Customs (HMRC), the Service and Personnel and Veterans Agency or your local authority if you’re suspected of fraud.
Your benefit may be stopped while you’re investigated. You’ll get a letter telling you about this if it happens.
You may be visited by Fraud Investigation Officers (FIOs) or asked to attend an interview to talk about your claim - this is called an ‘interview under caution’.
FIOs will gather facts about your case and decide whether to take further action.
If you’re asked to attend an interview
An ‘interview under caution’ is a formal interview that is often recorded. It could become part of a criminal investigation against you.
Get advice on your case (for example from a legal adviser or solicitor).
https://www.gov.uk/benefit-fraud
Others will be able to tell you how a criminal conviction affects your stay in the UK.