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Ccj

Posted: Thu Jul 19, 2012 1:38 am
by Jamb
Hi,just wondering if anybody can help!
Can ccj and poor credit affect British citizenship application?

Thank you in advance

Posted: Fri Jul 20, 2012 11:21 am
by asim72
Yes and No

Posted: Sun Jul 22, 2012 7:19 pm
by $uperman
i don't think so it should matter to get British nationality or in order to get a visa.. its a civil matter not the criminal offence

Posted: Sun Jul 22, 2012 10:12 pm
by asim72
Who told you that civil matters make no difference?

Insolvency is a civil matter, but will result in refusal of naturalisation. People who have habit of defaulting on debt may get a refusal. I just gave you quick examples. There are many scenarios when civil matters can have serious impact.

Posted: Mon Jul 23, 2012 1:27 am
by mcovet
$uperman wrote:i don't think so it should matter to get British nationality or in order to get a visa.. its a civil matter not the criminal offence
if you read the UKBA guide, it says that one of the factors determining if you are of a good character (which is a requisite) is that you shouldn't be bankrupt etc, although if you are, each case is taken individually and if the details show that you were particularly dishonest and appropriated a large sum and defaulted etc, the more serious the claim that you are not of good character, can't pay back what you borrow. It CAN be a factor but depends on the case.

Posted: Mon Jul 23, 2012 1:25 pm
by $uperman
right Asim

it might effect if its been done on the big scale (money laundering etc) but i would say provided the gentleman not been in receipt of public funds.i.e benefits,and have not been convicted of a criminal offence then there should be no problem. County court judgement and bad credit are not criminal offences.