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Hello,
Could anyone advice if a bad credit rating would affect the BC application.

I have some loans back in australia which is not yet paid due to my financial situation. If they book me in the credit bereau, would it affect my UK BC application?
Thanks

Unpaid debts normally shouldn't affect your BC application. Unless your case has escalated into a civil proceeding or criminal conviction (which connotes that you have failed to settle your case effectively), then this shouldn't even be disclosed in your form AN.

For your reference, I am attaching the link below as it discusses how one's application is regarded based on the Good Characted requirement:

http://www.ukba.homeoffice.gov.uk/sitec ... iew=Binary