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CCJ and FPN for BC
Posted: Sun Apr 05, 2015 8:12 pm
by Jah_bless
Hi Friends,
Need some help. I got FPN in 2013 for speeding and was fine £60 and 3 points on licence. I applied for ILR on the bases of long stay and it was approved with no issues. In mid 2014 i was issued with CCJ from the court on a credit card. I have made arrangement paying monthly since January.
Now I'm due to apply for BC, will this affect my application? I will be happy with any help.
Thank you
Re: CCJ and FPN for BC
Posted: Sun Apr 05, 2015 8:35 pm
by wmazhar
Jah_bless wrote:Hi Friends,
Need some help. I got FPN in 2013 for speeding and was fine £60 and 3 points on licence. I applied for ILR on the bases of long stay and it was approved with no issues. In mid 2014 i was issued with CCJ from the court on a credit card. I have made arrangement paying monthly since January.
Now I'm due to apply for BC, will this affect my application? I will be happy with any help.
Thank you
Re: CCJ and FPN for BC
Posted: Sun Apr 05, 2015 8:40 pm
by Amber
You do not have to wait for 3 years after a CCJ is issued. A CCJ is not a non-custodial conviction, it's a civil matter not criminal.
If the CCJ has been settled or a payment plan arranged, then it should not adversely affect an application.
Re: CCJ and FPN for BC
Posted: Sun Apr 05, 2015 8:43 pm
by Jah_bless
Amber wrote:You do not have to wait for 3 years after a CCJ is issued. A CCJ is not a non-custodial conviction, it's a civil matter not criminal.
If the CCJ has been settled or a payment plan arranged, then it should not adversely affect an application.
Thanks Amber,
I've payment plan installed with the credit card agency.
Re: CCJ and FPN for BC
Posted: Sun Apr 05, 2015 9:22 pm
by Amber
You must declare the CCJ and include a cover letter stating that you're in an arrange payment plan with proof from the creditor.
Re: CCJ and FPN for BC
Posted: Sun Apr 05, 2015 9:23 pm
by wmazhar
I take my words back, I though it would effect.