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Casa wrote:Without judging, but looking at this from a moral point of view....you would be using someone else's money to pay for your BC application.

Well I have somewhat similar situation, I have been working till Feb 2016, but was fired due to home office letter to my employer,telling them my EEA2 visa has been expired, although being EEA family member I didn't had to renew my permission to work anyway I lost my job.
Now after getting my PR for the period 2010-2015, I have applied for my naturalization in August 2016, but I have debts of almost 5500 pounds, I have been paying my debts through a debt management company till the time I was working.
Now I have again started paying my debts off,through another debt management company. I have no other issues.
I thought it is ok to have default as long as I do not have CCJs. I am worried now

noajthan wrote:Dig into such vital questions here:
https://www.gov.uk/government/uploads/s ... _D_v02.pdf
- 6.2

Thanks for your reply, there are few things went through my sight in debt section. First of all I have paid all my council taxes, TV licence fees etc. Secondly I am paying my debts through debt management company. Thirdly I have not taken any benefits even when I am unemployed. I am unemployed for the last 10 months and have not taken any benefits and paying my all council and other taxes.
Lastly I have saving and can pay my debts off in one payment but I got PPI problems with my bank and want to clear it first.
I have been offered a job in bank and they are satisfied with my default arrangements.
Do you think I have to explain that to HO please advise?

To avoid confusion & jumbled responses, I have moved your question to its own thread (this one).

noajthan wrote:To avoid confusion & jumbled responses, I have moved your question to its own thread (this one).

thanks for that but can you pls advise ?

Explain it all in cogent cover letter to show you are being proactive about this.

I'm just a moderator, stand by for others to contribute too.

nel974 wrote:

Casa wrote:Without judging, but looking at this from a moral point of view....you would be using someone else's money to pay for your BC application.

Well I have somewhat similar situation, I have been working till Feb 2016, but was fired due to home office letter to my employer,telling them my EEA2 visa has been expired, although being EEA family member I didn't had to renew my permission to work anyway I lost my job.
Now after getting my PR for the period 2010-2015, I have applied for my naturalization in August 2016, but I have debts of almost 5500 pounds, I have been paying my debts through a debt management company till the time I was working.
Now I have again started paying my debts off,through another debt management company. I have no other issues.
I thought it is ok to have default as long as I do not have CCJs. I am worried now

My comment on morality was intended for Angie77, the member in the original thread.