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Default

Posted: Wed Dec 15, 2010 6:21 pm
by irjinao
Hi Guys

I wonder if you could help me with this. I got my ILR in July 2010, I was hoping to apply for British Citizenship in July 2011, but I recently got my credit report and it says that I have got a Default. Apparently, i had the same Default when I applied for ILR, but I just did not know it at the time.

I do not have any CCJ or Repossessions, just one Default.
Would this lead to refusal of my BC application?
I had a look at BC application and there is no question as such with regards of Defaults.
I have not had any criminal or driving offences, not even a point on my driving licence and I do not have any CCJ either.

I wonder if you could help me

Thank you

Posted: Wed Dec 15, 2010 10:29 pm
by mrlookforward
Defaults are something that are between you and the company concerned. Defaults are not court orders. No need to worry. Just apply in the usual manner.

Posted: Thu Dec 16, 2010 7:04 am
by irjinao
thanks. do you know why some people say in this forum that it does matter and it leads to refusal as if one has got a default that it means that you fail on good character requirement.

on the application form you are not even asked about defaults, there is one criminal offences and one for CCJ

Thanks

Re: Default

Posted: Fri Dec 17, 2010 11:06 am
by BJ21
irjinao wrote:Hi Guys

I wonder if you could help me with this. I got my ILR in July 2010, I was hoping to apply for British Citizenship in July 2011, but I recently got my credit report and it says that I have got a Default. Apparently, i had the same Default when I applied for ILR, but I just did not know it at the time.

I do not have any CCJ or Repossessions, just one Default.
Would this lead to refusal of my BC application?
I had a look at BC application and there is no question as such with regards of Defaults.
I have not had any criminal or driving offences, not even a point on my driving licence and I do not have any CCJ either.

I wonder if you could help me

Thank you

hi

Please read through the following topic

http://www.immigrationboards.com/viewtopic.php?t=3633

or

http://www.lifeintheuk.org/mod/forum/di ... ?d=413#151