Immigrationboards.com

Posted: **Thu May 09, 2013 10:12 am**

Hi,

Next year in March I will be applying for my ILR and almost every month my account goes into planned overdraft. Is this going to effect ILR ?

Also I know loan won't effect ILR but is credit-card balance can effect ILR (never missed minimum payment each month at-least) ?

Thanks

Posted: **Thu May 09, 2013 10:23 am**

No, no.

Posted: **Thu May 09, 2013 11:00 am**

Thanks Guru for quick reply.

Just another quick question:

-- For settlement (or naturalization later) UKBA do credit history check ?

Posted: **Thu May 09, 2013 4:16 pm**

As long as you are still in agreement with bank by complying with the terms and conditions you will be fine.

Posted: **Thu May 09, 2013 4:45 pm**

sheraz7 wrote:As long as you are still in agreement with bank by complying with the terms and conditions you will be fine.

Thanks, this means never became defaulter OR bankrupted, right ?

Posted: **Thu May 09, 2013 4:48 pm**

fslateef wrote:
sheraz7 wrote:As long as you are still in agreement with bank by complying with the terms and conditions you will be fine.
Thanks, this means never became defaulter OR bankrupted, right ?

Yes correct

Immigrationboards.com

Going in overdraft (mostly) effects ILR ?

Going in overdraft (mostly) effects ILR ?