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Bank Statement Query

Posted: Mon Sep 09, 2013 10:45 am
by uday2509
Hi There,

I have a small query regarding the bank statements, my salary account is a joint account which shows my name and my wife's, is it OK? as there is a requirement to provide last 12 months bank statement, Please correct me if i am doing anything wrong.

Much appreciate your help.

Thanks,
Uday

Posted: Mon Sep 09, 2013 10:52 am
by Amber
A joint account is perfectly acceptable.

Bank Statement Query

Posted: Mon Sep 09, 2013 11:20 am
by uday2509
Hey Amber,

Thanks for the quick answer, that really helps. One last question, my ILR is due in Feb 2014, I would like to switch to new bank as my salary account. Is it OK to show two different banks during 12 months period?

The reason why I would like to switch is I have a negative balance in my current salary account.

Thanks,
Uday

Posted: Mon Sep 09, 2013 12:12 pm
by mulderpf
1. There is no requirement that your salary has to be paid into the same account each month - you are free to switch accounts as often as you wish.
2. There is no requirement for the account which your salary gets paid into, to have a positive balance.

Bank Statement Query

Posted: Mon Sep 09, 2013 1:52 pm
by uday2509
Great Stuff, Thanks alot for your time.