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Ilr long residence 10 yrs , have CCJ what to do Advice PLeas
Posted: Sat Jul 19, 2014 12:00 am
by ricky02
I am going to apply for ilr 10 yrs on 5 th august. I have CCJ on my name in 2010. Do I have say yes for civil judgement question. I have contacted my creditor to start paying ,but they are saying it has been written off in July 2012. What should I do because it still showing on my credit report. Will it have bad affect on my application and my naturalisation.Please Advice ASAP. Thank you
Re: Ilr long residence 10 yrs , have CCJ what to do Advice P
Posted: Sat Jul 19, 2014 12:10 am
by Amber
Yes, declare under civil judgement, should be ok if paying.
Re: Ilr long residence 10 yrs , have CCJ what to do Advice P
Posted: Sat Jul 19, 2014 12:41 am
by ricky02
Amber wrote:Yes, declare under civil judgement, should be ok if paying.
Thanks Amber for you reply.
The creditor is saying you don't have to pay as it is been written off. Do I have to attach any document to show my debt is written off or just mention in the application form. Thanks
Re: Ilr long residence 10 yrs , have CCJ what to do Advice P
Posted: Sat Jul 19, 2014 1:30 pm
by Amber
That's up to you, but it needs declaring.
Re: Ilr long residence 10 yrs , have CCJ what to do Advice P
Posted: Sat Jul 19, 2014 3:28 pm
by ricky02
Amber wrote:That's up to you, but it needs declaring.
I will declare it . But do I have to send any proof to show My debt is written off . One friend told me I have to get discharge certificate from the court and attach to my application otherwise my application will be rejected. Please advice . Thanks
Re: Ilr long residence 10 yrs , have CCJ what to do Advice P
Posted: Sat Jul 19, 2014 3:31 pm
by Amber
Your friend is mistaken. You may attach the letter, but remember where you've intentionally failed to pay debts may impact your citizenship application.
Re: Ilr long residence 10 yrs , have CCJ what to do Advice P
Posted: Sat Jul 19, 2014 4:41 pm
by ricky02
Amber wrote:Your friend is mistaken. You may attach the letter, but remember where you've intentionally failed to pay debts may impact your citizenship application.
So please advice me so that i can fix this to avoid hassle during my citizenship application. Thanks