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Is CCJ going to effect 10 year (LR) ??

Posted: Thu Feb 23, 2017 11:17 am
by akhr90
Hi All.

I got one CCJ on my credit file but I will definitely mention that on my 10 (LR) just in case if they are going to check my credit file.

I got clean record no criminal offence or caution nothing at all.

Q: Am I doing the right thing? Or anything else if anyone can advise please?

Thanks.

Re: Is CCJ going to effect 10 year (LR) ??

Posted: Thu Feb 23, 2017 5:02 pm
by akhr90
Please if senior members can advise on this?

Thanks.

Re: Is CCJ going to effect 10 year (LR) ??

Posted: Thu Feb 23, 2017 7:34 pm
by bruteforce
having a CCJ itself is not a reason for refusal. If you are making reasonable efforts to pay off the debt then you should be fine.

Re: Is CCJ going to effect 10 year (LR) ??

Posted: Thu Feb 23, 2017 8:34 pm
by zimba
No, Unless your debt is going out of control and you have not arranged to pay anything back

Re: Is CCJ going to effect 10 year (LR) ??

Posted: Thu Feb 23, 2017 10:27 pm
by akhr90
Many thanks both.

Yes I already set up a direct debit to make the payment. Should I attach the confirmation or anything from the company with my ILR to whom I am making payment?

Re: Is CCJ going to effect 10 year (LR) ??

Posted: Sat Feb 25, 2017 11:36 am
by akhr90
Senior please advise if i should enclosed document of my repayment to Home office application?

Much appreciated.

Re: Is CCJ going to effect 10 year (LR) ??

Posted: Sun Feb 26, 2017 4:36 pm
by zimba
akhr90 wrote:Senior please advise if i should enclosed document of my repayment to Home office application?

Much appreciated.
Up to you

Re: Is CCJ going to effect 10 year (LR) ??

Posted: Tue Feb 28, 2017 12:22 am
by akhr90
Morning All,

I made a payment to the creditor and set up a payment plan as well. He will send me the confirmation letter as well.

I am now doing ILR (LR) application and will go for Premium. Also with draw my appeal.

Any advise if any senior members can give?

Thanks