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Hi All,

I have a credit card that I am using on regular basis and also repaying the minimum amount every month. Never had any issues with the bank / repayment, etc. I just owe them around 2000 and pay 100 every month.

My question is: when I apply to ILR can visa officers refuse my application saying I owe money to the bank or this is not considered as a debt? Do I need to fully clear my credit card and then apply to ILR?

Thanks.

VirtualWaver wrote:Hi All,

I have a credit card that I am using on regular basis and also repaying the minimum amount every month. Never had any issues with the bank / repayment, etc. I just owe them around 2000 and pay 100 every month.

My question is: when I apply to ILR can visa officers refuse my application saying I owe money to the bank or this is not considered as a debt? Do I need to fully clear my credit card and then apply to ILR?

Thanks.

No. This isn't relevant to your ILR application.

Thank you so much for your help!

VirtualWaver wrote:Thank you so much for your help!

You're most welcome.