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Registration certificate and comprehensive insurance
Posted: Wed Dec 12, 2012 2:35 pm
by supermilano
Hey guys. I am a sulf sufficient Italian living in UK. I decided to apply for a registrate certificate but they asked me if I have comprehensive sickness insurance..Where do you get that? I have a private health insurance back in Italy, do you think that's enough? I had no clue there was such a requirement
Posted: Wed Dec 12, 2012 2:47 pm
by Lucapooka
Does your private health plan from Italy afford you comprehensive cover to live in the UK?
Posted: Wed Dec 12, 2012 2:57 pm
by supermilano
Lucapooka wrote:Does your private health plan from Italy afford you comprehensive cover to live in the UK?
It depends. What's included in the comprehensive coverage the British ask for? My private insurance pays for visit to doctors, exams, hospitals etc.
Posted: Wed Dec 12, 2012 5:14 pm
by jotter
There is no clear guideline on 'comprehensive' when it comes to private policies, particularly given that truly comprehensive private health insurance doesn't exist in the UK, so the UKBA exercises discretion on a case-by-case basis. If your Italian policy has wording to prove a reciprocal arrangement for elsewhere in the EU for visits to the doctor, hospital, etc (i.e. you pay up front in the UK and can claim the money back from your Italian insurer), this will help your case, so it would be a good idea to include a covering letter drawing the caseworker's attention to that and ensure that you include both the original policy and an English translation of at least the main page of the policy showing the key details.
Alternatives:
1. If you have a European health insurance card from Italy, this is fine as proof of CSI for an initial registration certificate application as long as you are a relatively recent arrival. The only thing to note there is that it may not be accepted if you apply after living in the UK for some years.
2. Purchase a UK-based private health insurance policy
3. Are you sure it's even worth your while to apply for a registration certificate?
Posted: Thu Dec 13, 2012 3:26 pm
by decision maker
I am from Belgium and I am gonna do a Master degree in UK next year. Do I need this comprehensive sickness insurance or coverage from NHS is enough? From what I understand CSI is only needed if you want your student year to be counted over getting permanent residency?