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I am a Belgian national who have lived in the UK for 6ears. My application for a permanent residence card has just been refused on the basis that I do not have a comprehensive sickness insurance for the two year period I studied. The problem is I have just finished my course just this month. Is there a way around this? Can I buy a comprehensive sickness insurance now to cover the previous two years, that is a backdated one? How do I obtain a permanent residence card despite this hindrance?

kokoben wrote:I am a Belgian national who have lived in the UK for 6ears. My application for a permanent residence card has just been refused on the basis that I do not have a comprehensive sickness insurance for the two year period I studied. The problem is I have just finished my course just this month. Is there a way around this? Can I buy a comprehensive sickness insurance now to cover the previous two years, that is a backdated one? How do I obtain a permanent residence card despite this hindrance?

Most unfortunate.
CSI cannot be backdated.

If you had no alternative (such as: foreign EHIC, student RC issued before mid 2011, EEA citizen who could have sponsored you) your PR clock has been reset to zro.
It will take a further 5 years to acquire PR after you have become (became) a qualified person again.

No need for multiple posts - stick to this topic.

Thanks for your response.
1) So how do I become a qualified person again?

2) I'm now unwell; but hopefully I'll be able to start work somewhere next month. I guess the 5years will start running from when I start work? However, since the UK is highly likely to leave the EU in less than 5years, on which grounds will I be able to apply for a PR card and/or a naturalisation?

The 5 years will start running as soon as you become a qualified person.

Qualified person
A qualified person is defined in regulation 6 of the regulations as an EEA national who is
living in the UK as a:
 job seeker – regulation 6(1)(a)
 worker – regulation 6(1)(b)
 self-employed person – regulation 6(1)(c)
 self-sufficient person – regulation 6(1)(d)
 student – regulation 6(1)(e).

Students and self-sufficient people require CSI.

kokoben wrote:Thanks for your response.
1) So how do I become a qualified person again?

2) I'm now unwell; but hopefully I'll be able to start work somewhere next month. I guess the 5years will start running from when I start work? However, since the UK is highly likely to leave the EU in less than 5years, on which grounds will I be able to apply for a PR card and/or a naturalisation?

1) You don't simply have to be a worker;
You could get CSI and be a selfsufficient qp if you have resources to live on.

2) As there is no time to acquire PR in the normal way you will have to wait for outcome of negotiations and see what transitional arrangement may be put in place for you (and '000s of others).

It would be prudent to hold some EU documentation.
You could apply for EEA (QP) in the meantime.