Online Statements

[ElizabethB]

Hi everyone

I will be the sponsor for my (to-be) spouse.

I have gone paperless with one of my bank accounts - is this okay? My main accounts (current & savings) are still being sent to me.

I receive my money quarterly as I am on a phd grant (worth £12600 per annum, tax free) so I get my £3000+ in Jan, Apr, July and Oct. Should I put in application in the first month after receiving payment so that the bank balance looks more healthy?!

I appreciate any help, cheers

[ElenaW]

Hi everyone

I will be the sponsor for my (to-be) spouse.

I have gone paperless with one of my bank accounts - is this okay? My main accounts (current & savings) are still being sent to me.

I receive my money quarterly as I am on a phd grant (worth £12600 per annum, tax free) so I get my £3000+ in Jan, Apr, July and Oct. Should I put in application in the first month after receiving payment so that the bank balance looks more healthy?!

I appreciate any help, cheers

It's important that the sponsor sends either original bank statements or ones that have been signed and dated by the bank on offical letter head paper.

If you have £100.95/week left over after rent and council tax and your bank statements reflect this, then you can apply now. However, I would probably wait until the amount was deposited.

[ElizabethB]

Hi everyone

I will be the sponsor for my (to-be) spouse.

I have gone paperless with one of my bank accounts - is this okay? My main accounts (current & savings) are still being sent to me.

I receive my money quarterly as I am on a phd grant (worth £12600 per annum, tax free) so I get my £3000+ in Jan, Apr, July and Oct. Should I put in application in the first month after receiving payment so that the bank balance looks more healthy?!

I appreciate any help, cheers

It's important that the sponsor sends either original bank statements or ones that have been signed and dated by the bank on offical letter head paper.

If you have £100.95/week left over after rent and council tax and your bank statements reflect this, then you can apply now. However, I would probably wait until the amount was deposited.

Thanks again BOBD (I am shortening your name, although I love it! ) I also thinks it's wise to apply after next instalment.

If you don't mind, I have another Q: My spouse & I started a small informal crafts business over there (Uganda) and here and we managed to save £1200 for his visa fee & flights etc. It was all cash only, just selling to friends & family here and at fairs in Uganda. I opened a separate bank account for this money but because it was all cash in hand, although small, should I explain where we got the money from? My husband is continuing this business over there just to meet his needs there, although I've stopped here and that balance is unlikely to increase before we apply. I thought it would be good to show that we/he can be enterprising, but then again maybe not?!

[ElenaW]

hmmmmm...I would say it's best to explain that amount especially if you're providing a bank statement that shows it.

thanks for the username compliment.

-Elena

[ElizabethB]

Thanks Elena!

My studentship (grant) will finish in March 2011.. Say we apply April 2010.. will it matter to them that I don't have a permanent job after March 2011 (i.e. within the first two years before ILR application) - I will by then (hopefully) have a PhD, plus very highly graded bachelors & masters so I should be able to find a job, even if it won't be highly paid. Will the ending of my studentship affect my husband-to-be's chances of success?

Sorry if I am asking too many questions here..

ElizabethB

[ElenaW]

Thanks Elena!

My studentship (grant) will finish in March 2011.. Say we apply April 2010.. will it matter to them that I don't have a permanent job after March 2011 (i.e. within the first two years before ILR application) - I will by then (hopefully) have a PhD, plus very highly graded bachelors & masters so I should be able to find a job, even if it won't be highly paid. Will the ending of my studentship affect my husband-to-be's chances of success?

Sorry if I am asking too many questions here..

ElizabethB

To satisfy the requirements of the visa, you need 6 months of your bank statements and 6 months of wage slips which in your case will just be proof that you get paid through your PhD program. If you have any official letter that explains how much grant money you're getting, that's all you need. Since you're applying a year before your grant will finish, I don't think you should have any problems. I know plenty of people that got a visa approval while being under grad students and just showing proof of student loans, grants etc... Obviously, they wouldn't be students forever, and didn't have jobs but still got approvals. Don't worry about it is my point .

[ElizabethB]

Thanks again Elena! Very helpful...

Back to the issue of statements, if I have six months original bank statements and then a print-out from net banking to just show current balance would this print-out be completely disregarded?

[ElenaW]

Thanks again Elena! Very helpful...

Back to the issue of statements, if I have six months original bank statements and then a print-out from net banking to just show current balance would this print-out be completely disregarded?

I guess they would look at it, but I'm pretty sure they wouldn't accept it as it's not original or a signed copy. If you're sending in 6 months you really don't need the print-out.