Considering both earnings

[softmind82]

My wise dependent visa extension coming in soon and need advice regarding the preparation.

I am working fulltime and due to some personal reason i took 3 months off from the work back in august/sep/oct and total earnings will be around 15k with employment and as per rule need to show £18600.

I got one freelance IT project of 6k for various jobs and that will be paid in July. wondering how can i show these earnings because they are not paying me in bank transfer or cheque but in cash.

What proof i can show to home office as i will get in cash payment and do i have to show freelance work income statement from the accountant ?

I have registered with HMRC recently for self employed earnings.

Please advice.

Thanks

[Obie]

If at the time of the application or the 12 months leading to it, you earned 18.6 K, then you will be fine.

[ILR1980]

When you apply under CAT A you need to show the earning of last 6 Months. Whats your earnings in last 6 months and you are in salaried or non salaried employment?

[softmind82]

When you apply under CAT A you need to show the earning of last 6 Months. Whats your earnings in last 6 months and you are in salaried or non salaried employment?

I'm salaried employment and if I calculate from September 2015 - September 2016 that will be 15k and still short of my emplacement salary and as mentioned I will show my cash in hand jobs also which will be paid next month.

What is cat A please all I know is to apply as spouse family visa cat.

Please advice

[CR001]

Do you get payslips and pay tax on your 'cash in hand' earning? Do you deposit this into your bank account?

[softmind82]

Do you get payslips and pay tax on your 'cash in hand' earning? Do you deposit this into your bank account?

My first cash in hand payment will be paid in July without payslip and I will deposit into my bank myself and declare it to the hrmc for tax.


Secondly from my employer I get paid straight in to my bank and get pay slip and tax is deducted by them.

Hope it's clear.

Please advice.

Thanks

[CR001]

Why won't you get a payslip for your cash in hand job? Are you doing this as 'self employed' or what? What job is it exactly?

[rukhsarmanzoor]

When you apply under CAT A you need to show the earning of last 6 Months. Whats your earnings in last 6 months and you are in salaried or non salaried employment?

I'm salaried employment and if I calculate from September 2015 - September 2016 that will be 15k and still short of my emplacement salary and as mentioned I will show my cash in hand jobs also which will be paid next month.

What is cat A please all I know is to apply as spouse family visa cat.

Please advice

When are you actually submitting your application? You only need to show the last 6 months earnings for the job. So If you're applying at the end of June, you need Jan/Feb/Mar/Apr/May/Jun payslips. If the gross amount on your payslips £1550 (for all 6 months) and you are in salaried employment as you said, then the annual gross would be calculated as £18,600.

[softmind82]

Why won't you get a payslip for your cash in hand job? Are you doing this as 'self employed' or what? What job is it exactly?

How would i show cash in hand as payslip because this is from self employed work.

Please guide

[softmind82]

When you apply under CAT A you need to show the earning of last 6 Months. Whats your earnings in last 6 months and you are in salaried or non salaried employment?

I'm salaried employment and if I calculate from September 2015 - September 2016 that will be 15k and still short of my emplacement salary and as mentioned I will show my cash in hand jobs also which will be paid next month.

What is cat A please all I know is to apply as spouse family visa cat.

Please advice

When are you actually submitting your application? You only need to show the last 6 months earnings for the job. So If you're applying at the end of June, you need Jan/Feb/Mar/Apr/May/Jun payslips. If the gross amount on your payslips £1550 (for all 6 months) and you are in salaried employment as you said, then the annual gross would be calculated as £18,600.

HI Rukhsar

I have calculated the payslip from september 2015 - september 2016 estimate... applying in october.


Thanks

[rukhsarmanzoor]

I have calculated the payslip from september 2015 - september 2016 estimate... applying in october.


Thanks

Why 12 months? You only need 6... April 2016-September 2016. If they are all £1550, you're earning enough from your salaried income

[Casa]

You mention self-employed earnings. Do you issue your clients with invoices, are you registered with HMRC as self-employed? It's unlikely that you can include these payments in your calculation.

[softmind82]

You mention self-employed earnings. Do you issue your clients with invoices, are you registered with HMRC as self-employed? It's unlikely that you can include these payments in your calculation.

Yes i have registered with HRMC and will declare the money from self employment and he will issue me cash payment invoice.


Can i combine self employed payment with my salary payments ?

Secondly above poster said i need to show for 6 month earningsas £18600, as far as i was aware it has to be 1 year earnings as £18600. Its confusing me now.

Please advice.

[softmind82]

You mention self-employed earnings. Do you issue your clients with invoices, are you registered with HMRC as self-employed? It's unlikely that you can include these payments in your calculation.

Yes i have registered with HRMC and will declare the money from self employment and he will issue me cash payment invoice.


Can i combine self employed payment with my salary payments ?

Secondly above poster said i need to show for 6 month earnings as £18600, as far as i am aware it has to be 1 year earnings as £18600. Its confusing me now.

Please advice.

[softmind82]

Some one please advice the above.

thanks

[strontiumdog74]

You need to show that you effectively earn the threshold on an annual basis.

This however is done by providing payslips and banks statements for the last 6 months.

So you need to show that over the 6 months prior to the application that you earnt a total of 9300. In other words the lowest monthly salary you received was a minimum of 1550. You provide payslips to show that you achieve the threshold but as a salaried employee you take the lowest monthly pay in the last 6 months and multiply that by 12.

You DO NOT need to provide pay slips for the last 12 months, especially if this will show you earn under the limit.

The period that you took your time off work is outside the 6 month period so it will be no issue.

[softmind82]

You need to show that you effectively earn the threshold on an annual basis.

This however is done by providing payslips and banks statements for the last 6 months.

So you need to show that over the 6 months prior to the application that you earnt a total of 9300. In other words the lowest monthly salary you received was a minimum of 1550. You provide payslips to show that you achieve the threshold but as a salaried employee you take the lowest monthly pay in the last 6 months and multiply that by 12.

You DO NOT need to provide pay slips for the last 12 months, especially if this will show you earn under the limit.

The period that you took your time off work is outside the 6 month period so it will be no issue.

Please clarify the confusion and be patience with me please.

As mentioned above do i need to show 6 months payslip and bank statement prior to the application.

I am applying October 2016 so in that case i need to show them the September, august, july , june, may and April payslips for earnings ? I have calculated and i am short of £9300 six months earnings. My earnings are calculated around £8000 Approximately until i submit my application.

As i mention i am also receiving other cash amount of £5k this month which i have done some work as a cash in hand and would be putting in the bank !!! how can i justify these amounts so at least i fulfill the earnings requirement. Already registered with the HRMC as self employed for these extra income.

Why i don't have to show 12 months statement and payslips ?

Please advice.

[ILR1980]

When you apply under CAT A you need to show the earning of last 6 Months. Whats your earnings in last 6 months and you are in salaried or non salaried employment?

I'm salaried employment and if I calculate from September 2015 - September 2016 that will be 15k and still short of my emplacement salary and as mentioned I will show my cash in hand jobs also which will be paid next month.

What is cat A please all I know is to apply as spouse family visa cat.

Please advice

You are simply confusing yourself and others as you dont know how to calculate gross annual salary in salaried employment. Forget last 12 months if applying under CAT A

Just simply mention your last 6 months salary in here . Let us see/calculate whether you meet the requirement before adding self employment with it

[rukhsarmanzoor]

You need to show that you effectively earn the threshold on an annual basis.

This however is done by providing payslips and banks statements for the last 6 months.

So you need to show that over the 6 months prior to the application that you earnt a total of 9300. In other words the lowest monthly salary you received was a minimum of 1550. You provide payslips to show that you achieve the threshold but as a salaried employee you take the lowest monthly pay in the last 6 months and multiply that by 12.

You DO NOT need to provide pay slips for the last 12 months, especially if this will show you earn under the limit.

The period that you took your time off work is outside the 6 month period so it will be no issue.

Please clarify the confusion and be patience with me please.

As mentioned above do i need to show 6 months payslip and bank statement prior to the application.

I am applying October 2016 so in that case i need to show them the September, august, july , june, may and April payslips for earnings ? I have calculated and i am short of £9300 six months earnings. My earnings are calculated around £8000 Approximately until i submit my application.

As i mention i am also receiving other cash amount of £5k this month which i have done some work as a cash in hand and would be putting in the bank !!! how can i justify these amounts so at least i fulfill the earnings requirement. Already registered with the HRMC as self employed for these extra income.

Why i don't have to show 12 months statement and payslips ?

Please advice.

Hope your confusion is cleared now.

You need to have been in your salaried job for AT LEAST 6 months - from what you have told us, this is the case. As long as for each of the 6 months right before you apply your payslips state the gross monthly salary is no less than £1550 from that one salaried employment - you will be fine.

You don't need to use your income from the freelance job to show that you're earning enough - simply because what you earn from your Category A (salaried job) is enough to meet the earnings.

Your employer letter will detail how long you've had the job. Don't confuse yourself anymore, you only need to show payslips and corresponding bank statements for the 6 months before applying.

[softmind82]

Hope your confusion is cleared now.

You need to have been in your salaried job for AT LEAST 6 months - from what you have told us, this is the case. As long as for each of the 6 months right before you apply your payslips state the gross monthly salary is no less than £1550 from that one salaried employment - you will be fine.

You don't need to use your income from the freelance job to show that you're earning enough - simply because what you earn from your Category A (salaried job) is enough to meet the earnings.

Your employer letter will detail how long you've had the job. Don't confuse yourself anymore, you only need to show payslips and corresponding bank statements for the 6 months before applying.

Thanks for your message really appreciate that.

I think every body got it wrong or i missed something.

Well 15k i mentioned was referring to yearly estimate figure from October 2015 to October 2016 at the time of applying visa. My earnings fluctuate each month.

As per estimate in October at the time of application my 6 months salary earnings will be around £8000 so that is why i wanted to combine my self employed cash in hand earnings.

Could you please advice and i really apologies for the confusion.

Thanks

[softmind82]

anyone please reply the above.

Thanks

[vinny]

See also also Appendix FM-SE.