CSI for EEA national

[sheraz7]

Hello guys,
Is there anyone who bought/heard about wpa xs health insurance plan while applying eea2 application on the basis his eu partner being self sufficient and that policy is being accepted by ukba.
I read its pdf format policy summary that says that your gp is primary source and this policy is secondary (means that first gp will diagnose). Does this policy works.

[EUsmileWEallsmile]

Ask yourself, what does the policy cover?

[sheraz7]

that policy is covering almost everything but the only thing is that in their policy documents they prominently write that your GP is the primary source who diagnose/treat you or refer to specialist. And their policy is designed as secondary care. Does that not make sense for ukba that the person is still a burden on state.

[EUsmileWEallsmile]

I am not an expert in insurance, but imagine that it's pretty normal for them to expect a medical professional to refer someone before turning up for treatment.

The point of CSI is so that the EU citizen does not become an unreasonable burden on the host member state. A simple visit to a medical practitioner should not be considered to be unreasonable.

(As an aside, the EU commission and the UK government are in dispute about CSI)

[Englandd]

Based on the truth that private medical insurance is always a secondary source and always GP is the first source, because even without registering with GP nobody can buy medical insurance. Moreover, the private medical insurance starts upon the GP referral.

[Jambo]

This was definitely accepted in the past (search the forum for details) although I haven't read any recent experience.

[sheraz7]

Thanks for replies. Especially to ENGLANDD for mentioning the exact logic.
Another thing this plan is also called student health plan too. Will this work for self sufficient.

[Englandd]

If your plan covers you in majority of areas of health then regardless of the name of plan can be accepted. Csi definition by ukba says that the person/persons should be covered in majority of circumstances. If any denial to this universal truth then you can easily challenge for that.

[ruben7]

I recommend you Freedom or Aviva, My wife and I did a lot of research and at the end we decided between those 2, if you need a contact let me know I know an Insurance broker, who can guide you !!