debt nationality

[maria78]

I have a taken a personal loan of 25K from barclays, I make regular monthly payments. I earn 73K a year. Now my question is in the light of the following:
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8.6 Debt
8.6.1 Police enquiries, or other information, may suggest that an applicant is heavily in debt. Caseworkers should not use this as grounds for refusal if loan repayments have been made as agreed or if acceptable efforts are being made to pay off accumulated debts. But where an applicant deliberately and recklessly builds up debts and there is no evidence of a serious intention to pay them off, caseworkers should normally refuse the application.

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Would my nationality application be refused until I repay the loan in full.
or Shall I hold off my application till I payback all the Loan ?

[CR001]

Would my nationality application be refused until I repay the loan in full.
or Shall I hold off my application till I payback all the Loan ?

No to both questions