Urgent Plz Help Regarding the £18600 requirement

[JAGOO]

Hi,

I am applying for a FLR(M) extension in Feb-16 and I am having difficulties in calculating the financial requirement. My situation is as follows.

1. Husband started a job as a shop manager (role offered to him) which started on 1st July 2015.
2. It is a salaried employment with minimum hours (
3.His Gross Annual Salary as stated in contract is £18444 and on wage slip the GP is always £1537.
4. No I know we need to show 6 months prior to the date of application and earning the amount.
4. As far as I can understand it should be £1550 so there is a difference of £13 per month equals to £78.

Now we have found a solution as follows.

1. In his contact overtime is allowed and can work extra 20 hours (per month) at a rate of £12.50 per hour.
2. He can do that overtime in any month until June 2016 (the last month of the contract).
3. Now if he choose to work 20 hours in Dec-15 and 20 hours in Jan.
4. That will generate £250 for Dec and £250 for Jan.
5. The Gross Pay for Dec and Jan would be £1587.
6. His Payslip will show a Total GP of £1587 (£1537 Salary and £250 as a overtime payment).

Now after reading upon the Financial requirements the overtime is allowed and calculated as follows same as non-salaried employment.


250+250=500/6*12= £1000

So my Husband Gross Annual Salary would be £18444+1000 (£19444).

I just want to make sure that I will meet the requirement of £18600 and I have not made any mistake in calculating it. Also if the overtime I have used will be allowed and calculated towards the requirements.

Any suggestions and advice will be appreciated.

[JAGOO]

Experts and people in this situation plz reply.

[CR001]

It would need to be 6 months of consistent overtime with the payslips showing this. Any payslip that has a lessor amount is the one that HO will base their calculation on.

[JAGOO]

It would need to be 6 months of consistent overtime with the payslips showing this. Any payslip that has a lessor amount is the one that HO will base their calculation on.

Thank you very much for the reply.

As per my understanding of the paragraph

"Overtime, commission-based pay and bonuses (which can include tips and gratuities paid via a tronc scheme registered with HMRC) will be counted as income from employment where they have been received in the 6 or 12 months prior to the date of application as applicable. Sometimes the person will receive the same amount of income from overtime each month; sometimes overtime payments will vary, with different amounts (if any) each month. All overtime in salaried employment will be calculated based on the approach to income from non-salaried employment. This will be an annualised 6-month average for the overtime which will be added to the level of the gross annual salary"

Based on the above it states that overtime payments will vary with different amounts IF ANY.

Now my understanding of the 5th line of the paragraph (IF ANY) means if person worked overtime and received any amount.

So for example overtime payment earned for each month is £100

calculation : 600/6*12=1200

Now my situation say £600 (for dec and jan).

Calculation: 600/6*12= 1200

In both situations same amount

Also it says income which has been received in the 6 months or the 12 months and does not say it has to be earned every month.

[Wanderer]

Under the 6 month criteria the UKVI take the lowest monthly amount on the six payslips presented and multiply that by 12.

For example;

1. £1550
2. £1400
3. £1850
4. £1850
5. £2000
6. £1550

They take 2. £1400 multiply by 12, equals £16,800, i.e. not enough....

[JAGOO]

Under the 6 month criteria the UKVI take the lowest monthly amount on the six payslips presented and multiply that by 12.

For example;

1. £1550
2. £1400
3. £1850
4. £1850
5. £2000
6. £1550

They take 2. £1400 multiply by 12, equals £16,800, i.e. not enough....

Thank you for the reply.

If you read my initial post then you will understand what I mean but U summarize it.

My husband is in a salaried employment earning Gross £1573 which same every month.

so I know 1537x12= 18444 so we do not meet the requirement.

However, is entitled to over time and prior to 6 month he can work extra hours which will generate GP 500 for Dec and Jan. So overtime has been earned and received prior to 6 months.

Now if we use the formula an income of 500/6*12=1000 which according to the policy will be added to the salary so his salary becomes £19444 hence meeting the requirement by doing Overtime.

I hope i make it clear and also have a look at the following example in the Financial requirements guidance related to Overtime and how it is calculated and added to the salary.

Example (a)

The applicant’s partner currently lives in Thailand and is returning to the UK with the applicant. The applicant’s partner is employed at the date of application and is relying on Category A. He works as a car salesman in Thailand in salaried employment. In the 6 months prior to the date of application his gross annual salary was £15,000. He also received commission based pay for each of the 6 months prior to the date of application which varied as follows: £500, £1000, £400, £200, £200, and £800. The income from commission based pay that can be added to the salaried employment = (total commission earned over the last 6 months, divided by 6) multiplied by 12 = ((500+1000+400+200+250+800) ÷ 6) x 12 = (3150÷ 6) x 12 = £6,300 This annualised income from commission based pay can then be added to the salaried income of £15,000 to provide a gross annual salary at the date of application of £21,300.


Now keeping the above example in mind My husband Gross Annual Salary would be £19444 at the date of the application. Also he would have earned £9722 which is exceeding the level of earnings prior to application (£9300 should have been earned before the date of the application).

[Wanderer]

Under the 6 month criteria the UKVI take the lowest monthly amount on the six payslips presented and multiply that by 12.

For example;

1. £1550
2. £1400
3. £1850
4. £1850
5. £2000
6. £1550

They take 2. £1400 multiply by 12, equals £16,800, i.e. not enough....

Thank you for the reply.

If you read my initial post then you will understand what I mean but U summarize it.

My husband is in a salaried employment earning Gross £1573 which same every month.

so I know 1537x12= 18444 so we do not meet the requirement.

However, is entitled to over time and prior to 6 month he can work extra hours which will generate GP 500 for Dec and Jan. So overtime has been earned and received prior to 6 months.

Now if we use the formula an income of 500/6*12=1000 which according to the policy will be added to the salary so his salary becomes £19444 hence meeting the requirement by doing Overtime.

I hope i make it clear and also have a look at the following example in the Financial requirements guidance related to Overtime and how it is calculated and added to the salary.

Example (a)

The applicant’s partner currently lives in Thailand and is returning to the UK with the applicant. The applicant’s partner is employed at the date of application and is relying on Category A. He works as a car salesman in Thailand in salaried employment. In the 6 months prior to the date of application his gross annual salary was £15,000. He also received commission based pay for each of the 6 months prior to the date of application which varied as follows: £500, £1000, £400, £200, £200, and £800. The income from commission based pay that can be added to the salaried employment = (total commission earned over the last 6 months, divided by 6) multiplied by 12 = ((500+1000+400+200+250+800) ÷ 6) x 12 = (3150÷ 6) x 12 = £6,300 This annualised income from commission based pay can then be added to the salaried income of £15,000 to provide a gross annual salary at the date of application of £21,300.


Now keeping the above example in mind My husband Gross Annual Salary would be £19444 at the date of the application. Also he would have earned £9722 which is exceeding the level of earnings prior to application (£9300 should have been earned before the date of the application).

Right, catch your drift now.

Yes you can do that but as you've said it means waiting until July 2016, consider this though. You say his contract will have finished then, not sure how that would be viewed by UKVI since he technically wouldn't be working at that point. Wait for others on this, not sure if it's an issue or not.

Also the requirements may have changed by than, something to bear in mind.

Are you not working? Both incomes are countable for FLR(M) extension.

[JAGOO]

Under the 6 month criteria the UKVI take the lowest monthly amount on the six payslips presented and multiply that by 12.

For example;

1. £1550
2. £1400
3. £1850
4. £1850
5. £2000
6. £1550

They take 2. £1400 multiply by 12, equals £16,800, i.e. not enough....

Thank you for the reply.

If you read my initial post then you will understand what I mean but U summarize it.

My husband is in a salaried employment earning Gross £1573 which same every month.

so I know 1537x12= 18444 so we do not meet the requirement.

However, is entitled to over time and prior to 6 month he can work extra hours which will generate GP 500 for Dec and Jan. So overtime has been earned and received prior to 6 months.

Now if we use the formula an income of 500/6*12=1000 which according to the policy will be added to the salary so his salary becomes £19444 hence meeting the requirement by doing Overtime.

I hope i make it clear and also have a look at the following example in the Financial requirements guidance related to Overtime and how it is calculated and added to the salary.

Example (a)

The applicant’s partner currently lives in Thailand and is returning to the UK with the applicant. The applicant’s partner is employed at the date of application and is relying on Category A. He works as a car salesman in Thailand in salaried employment. In the 6 months prior to the date of application his gross annual salary was £15,000. He also received commission based pay for each of the 6 months prior to the date of application which varied as follows: £500, £1000, £400, £200, £200, and £800. The income from commission based pay that can be added to the salaried employment = (total commission earned over the last 6 months, divided by 6) multiplied by 12 = ((500+1000+400+200+250+800) ÷ 6) x 12 = (3150÷ 6) x 12 = £6,300 This annualised income from commission based pay can then be added to the salaried income of £15,000 to provide a gross annual salary at the date of application of £21,300.


Now keeping the above example in mind My husband Gross Annual Salary would be £19444 at the date of the application. Also he would have earned £9722 which is exceeding the level of earnings prior to application (£9300 should have been earned before the date of the application).

Right, catch your drift now.

Yes you can do that but as you've said it means waiting until July 2016, consider this though. You say his contract will have finished then, not sure how that would be viewed by UKVI since he technically wouldn't be working at that point. Wait for others on this, not sure if it's an issue or not.

Also the requirements may have changed by than, something to bear in mind.

Are you not working? Both incomes are countable for FLR(M) extension.

Thank you for understanding this.

His employment started on 1st July 2015 and it is a permanent employment.

Am I correct to say that 6 months prior to date of application is consider which has been earned and worked and 6 months after the application is a future scenario which has not been worked and earned for.

[JAGOO]

Can experts plz reply if i have made a mistake.


I was under the impression that half of the £18600 needs to be earned six months prior to the date of application and the 2nd half is after u have applied for visa.

Or

before we apply for the visa in march-2016, My husband has earned 18600 before i send the application.


Please put me out of this misery. If I am wrong then it is the biggest mistake we have made in understanding the 18600 requirement. I guess its guna be a refusal.

So stressed out.

[JAGOO]

Just an update on my situation as follows.

1. I have spoken to Home Office today and they have confirmed the following.

1. In a salaried employment, working for more than 6 months they take the lowest Gross Pay figure (6 months prior to the date of application) multiply that 12 to get an annual figure.
2. The most important information I received was that in my situation is that when they do the calculation, they consider the 6 months Gross Wages which have been earned and received and for the 6 months (after the application) is an assumption that the applicant will earn that after they made the application.
3. They told me that in our situation my husband does not need to show that he has earned £18600 prior to the date of application but when he started the employment that employment needed to be £18600 to reflect through the 12 months period (from April-15 till March-16).
4. I then asked about the overtime and they confirmed that as long as it is received within the six months we will use it towards our calculation.
5. When I told them that his employment start dates and when I need to apply they said you meet the requirements (Mentioned the overtime then they confirmed as it is considered as a separate income).
6. They also confirmed that overtime and bonus will be calculated as a non-salaried income calculation and will be added to the annual salary for their calculation.
7. They also confirmed that you do not need to have earned overtime or bonus or commission every month for 6 six months prior to the date as it does not make a difference.
8. All income from overtime and bonus will be considered as long as they have been received within those six months (does not matter in which month or every month or just a month) and added to the calculation.

If anybody is facing the same problem then please feel free to ask any question and I will be happy to help.

And another important point they made.

9. Home Office calculation for Gross Annual Salary will be different to our calculation and we need to put down our figure on the form (in my situation which includes overtime).