Adequate maintenance:- benefits rates from April 2012

[zia123]

OK I thought you were applying with exemption of DLA or something like that

[marifk]

Hi Amber

A: I need to apply for FLR(M) for my wife.
My Yearly Income from Employment is 22000/- (Gross). Tax Code was 786L (year 2012-2013)
I have three children (Child Benefits Approved but still waiting for Child Tax Credit Approval)
B: My Rent is £325/- Month
My Council Tax is £921/- Year
C: The amount of Income Support an equivalent British family of that size can receive in my case
with three children is £1430.61/-Month.

Do I qualify to get my Wife's Visa Extension as per the above Calculations or do I have to show my Self-Employment Income as well?

Please respond asap.

Regards

Arif

[GOd Helps]

azka is 21500 your gross or net income



thanks Amber, I have got 2 kids and my annual salary is £ 21500 yearly
according to A-B= c my income should be £ 266.83 weekly
my yearly salary is 21500/52 = 413.46
cash saving 10000/104 = 96.15
total weekly income + weekly cash saving = £ 509.61
my weekly rent is £ 110
my council tax weekly £ 28
total rent+ council tax = 138
A £ 509.61
B £ 138
C = 371 which is greater than £ 266
looks I am alright

Dear Amber could you please confirm £10000 which I submitted 4 months ago and I am claiming as cash saving, but the problem is now I have got ending balance is £ 2700
now my Question do I still consider £ 10000 as cash saving or Do I have to Show £2700 as cash saving
please I need your advise on this as I have to apply before 6 april rules changing[/quote]

[marifk]

Hi Amber

A: I need to apply for FLR(M) for my wife.
My Yearly Gross Earning from Employment is 22000/- (Gross). Tax Code was 786L (year 2012-2013)
I have three children (Child Benefits Approved but still waiting for Child Tax Credit Approval)
B: My Rent is £325/- Month
My Council Tax is £921/- Year
C: The amount of Income Support an equivalent British family of that size can receive in my case
with three children is £1430.61/-Month.

Do I qualify to get my Wife's Visa Extension as per the above Calculations or do I have to show my Self-Employment Income as well?

Please respond asap.

Regards

Arif

[azka]

azka is 21500 your gross or net income



thanks Amber, I have got 2 kids and my annual salary is £ 21500 yearly
according to A-B= c my income should be £ 266.83 weekly
my yearly salary is 21500/52 = 413.46
cash saving 10000/104 = 96.15
total weekly income + weekly cash saving = £ 509.61
my weekly rent is £ 110
my council tax weekly £ 28
total rent+ council tax = 138
A £ 509.61
B £ 138
C = 371 which is greater than £ 266
looks I am alright

Dear Amber could you please confirm £10000 which I submitted 4 months ago and I am claiming as cash saving, but the problem is now I have got ending balance is £ 2700
now my Question do I still consider £ 10000 as cash saving or Do I have to Show £2700 as cash saving
please I need your advise on this as I have to apply before 6 april rules changing

[/quote]
21500 my gross income

[Amber]

If your annual salary is £21500 then you'll have no issue under adequate maintenance.

[GOd Helps]

azka is 21500 your gross or net income



thanks Amber, I have got 2 kids and my annual salary is £ 21500 yearly
according to A-B= c my income should be £ 266.83 weekly
my yearly salary is 21500/52 = 413.46
cash saving 10000/104 = 96.15
total weekly income + weekly cash saving = £ 509.61
my weekly rent is £ 110
my council tax weekly £ 28
total rent+ council tax = 138
A £ 509.61
B £ 138
C = 371 which is greater than £ 266
looks I am alright

Dear Amber could you please confirm £10000 which I submitted 4 months ago and I am claiming as cash saving, but the problem is now I have got ending balance is £ 2700
now my Question do I still consider £ 10000 as cash saving or Do I have to Show £2700 as cash saving
please I need your advise on this as I have to apply before 6 april rules changing

21500 my gross income[/quote]
As far as I know you need to take net income and then divide by 52 please get this confirmed

[allwell46]

Dear Amber and all other members

You said it can be based upon last month payslip, but there is fluctuations in the last 4 months payslips, and the latest payslip is got low net figure than the others.

Will HO just consider last month payslip and make decision or It takes out average figure from last 4 payslips, (adding all those and divide by 4).

Also Can you please advice regarding my wife's self employment income, Do I have to disclose this and then provide paperwork from accountant. If I don't want to show this, Is this still okay?
Its just I don't want to spend time and money on this part as I feel my income looks okay.

Regards

Dear members

Can someone please advise on the following calculations of the adequate maintenance please, As I am preparing FLR M application of my wife, while my SET LR application is being processed

A. total net income (Mine)
B. housing cost (mortgage + council tax)
C. total net income - housing cost
D. total income if family were on income support (income support for couple 112.55 + income support for each child 65.62 + family premiums 17.40)
E. comparison of net income after housing cost With total income if family were on income support

If C is greater than D then that means I have adequate maintenance and application is good to go. please advise


I also need advise on the followings please
Most people says show 3 months earnings (3 months payslips) but If I show 3 months then I don't fulfil according to the above, but If I show 4 months payslips then I am fine, Shall I show 3 months or 4 months,

Also My wife is self employed, Do I HAVE to show her earnings in the adequate maintenance or its optional, I simply don't wanna go for hassle because you know I have pay some to accountant for paperwork, also there are lots of paper work involved. Please advise, Shall I say in the form she is working but I am solely responsible for the adequate maintenance or some better statements please.

Many thanks for reading and replying.

It can be based on last month's wages, supplying 4 should be fine.

[Amber]

They should base it on the last 3 months wage slips, go with your annual income when you stare your income. You should declare all income from you and your spouse.

[azka]

If your annual salary is £21500 then you'll have no issue under adequate maintenance.

many thanks Amber

[jara777]

Hello Amber, I am planning to apply entry clearance visa for my two children. I am on ILR and my spouse is British. I am only working. Can I assume and add my children's benefits and tax credits in my income even though they are not here? My only current salary doesn't meet the maintenance.

Please help

Jara777

[Amber]

Yes so far as you're actually entitled to receive those benefits. However, they may make you sign a 5 year undertaking which may mean you can not claim benefits.

[GOd Helps]

Hi Amber
in using bank statment for savings can i use print out from my internet and every page stamped by bank mule evidence of savings.
i am pre 9 july dependant appying for FLRM before 6th april.

[jara777]

Yes so far as you're actually entitled to receive those benefits. However, they may make you sign a 5 year undertaking which may mean you can not claim benefits.

Thanks for your reply. Just one more question. What types of benefits would you think they may stop for us? CHB, Tax Credits, HB, Council Tax.

Cheers
jara777

[Amber]

It would be benefits related to the children if you were to sign an undertaking.

[Amber]

Bank print outs should be stamped, dated and signed by the cashier.

[jara777]

Thanks Amber Guru for your prompt reply.

Jara777

[GOd Helps]

Bank print outs should be stamped, dated and signed by the cashier.

thanks so much for your reply just ready to post before 6th april
THANKS A LOT FOR YOUR VALUEABLE INFORMATION.

[r4b]

Hi, My wife got refused ukba settlement visa from using my benefits on the 24/03/2014. The refusal letter says only my DLA can be used. It said E.S.A, CHILD TAX CREDITS, CHILD BENEFIT, HOUSING BENEFIT CANNOT BE USED. I have asked for an immediate review by the ECM but not heard anything back from them

[r4b]

Hi, My wife got refused ukba settlement visa from using my benefits on the 24/02/2014. The refusal letter says only my DLA can be used. It said E.S.A, CHILD TAX CREDITS, CHILD BENEFIT, HOUSING BENEFIT CANNOT BE USED. I have asked for an immediate review by the ECM but not heard anything back from them

REFUSAL LETTER EXACTLY SAYS
FINANCIAL REQUIREMENTS
Your sponser is exempt from meeting the requirements of paragraph E-ECP.3.1 as he is in receipt of disability living allowance. In order to meet the requirements of these rules you and you sponser must be able to maintain and accommodate yourselves and any dependants adequately in the uk without recourse to public funds. Your sponsor receives £74 each week DLA He also receives E.S.A. child tax credit, child benefit, HOUSING benefit, However E.S.A, child benefit, child tax credit and housing benefit are income related benefits and as such are not permissible for inclusion in any financial calculations in these rules.

[Amber]

Their decision was incorrect and you should succeed at review or appeal. Quote what I've written at the beginning of this thread.

[chanjeewa.wb]

Hello Everyone

I'm new to this forum and would be very grateful if someone could help me with the followings;

I'm a British national and married to my Indian wife, who lives in India with her daughter. The daughter will reach 18 years of age in this November and I would like to sponsor them both. I'm currently unemployed and in receipt of PIP, ESA-Support Component and my privately rented flat is being paid by the council. (Local Housing Allowance + Council Tax Benefit) My recent medical assessment for ESA concluded that I'm incapable to work due to my mental illness and the mobility difficulties.

1. Can I sponsor them while I'm in receipt of the above benetis? Does UKBA Visa rules allowed the above benefits or only the PIP is acceptable to be included as a income?

2. If I to be employed on 10000 per year, according the benefit calculator, I will entitle to receive PIP, Working Tax Credit, Housing Allowance and some Council Tax Support. Can I still sponsor them or not?

3. Maintenance calculation based on A+ B=C is greater than Income Support Threshold on Scenario 1 and 2. I won't be needing further support from the public funds to support my wife and the step daughter.

4. If needed free housing can be provided for me by my friends to accommodate all of us.

Please someone help me with my dilema.

Many Thanks

4.

[Amber]

You should be ok as PIP means you're exempt from the Financial Requirement and are subject instead, to the adequate maintenance and accommodation requirements. I suggest you apply sooner rather than later.

[chanjeewa.wb]

You should be ok as PIP means you're exempt from the Financial Requirement and are subject instead, to the adequate maintenance and accommodation requirements. I suggest you apply sooner rather than later.

Amber, Thanks for your reply. Could you please kind enough to clarify the few ;

1. For the adequate maintenance and Accommodation requirements, Does it matter if I'm still on the benefits (Including ESA,HB AND CTX)?

2. If so would it be wise to come out of ESA,HB AND CTX and receive PIP AND Working Tax Credit instead?

3. Although I'm exempt from financial requirements, do I have to supply last 6 months bank statements?

Thanks in advance.

[Amber]

3 months banks statements. Read the beginning of this thread.