T1 maintence fund can it be from 2 accounts and dependent Q

[sofh]

Dear All

Please help, I had to used some money from one account which was originally had enough fund, now is at lower than then min maintenance fund. I wonder is the maintenance fund has to be coming all from one account or can be a combine sum of 2 accounts with same bank same sort code??

I am only applying for myself but I do have child who already had their own child student visa but under age of 18yrs, as in the application form it asked if any dependents and extra fund would need to be shown for this reason. My concern is my child is fine with his own valid visa and would not join me on this T1 visa, but do I still need to put his name as dependent if I do so then that means I will need to show more maintenance fund in the account which would delay my application.

Please advice thank you very much!!

Sofie