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The relevant point is that you appear to be self-sufficient because he supports you; he's just not a sponsor in the EEA sense. As to knowing whether it's valid, the only known test is to apply for a registration certificate or, more usefully, a DCPR. In principle, the same policy could be valid as CSI for one person and invalid for another. The principle is that it should cover you for most medical expenses.SarahM1972 wrote:Concerning my husband private health insurance, how do I know if it's valid? Because for DCPR reasons does not seem useful, him being a non EEA sponsor.
You could get him to spend a lot more money, by getting you a spouse visa. I believe he could instead start the process with FLR(M), but that is or has been disputed.SarahM1972 wrote:Problem is that if I cannot settle for a PR or a British naturalisation, Brexit would cut me off before I start the process; I wouldn't like to force my husband to spend quite a lot of money for nothing.
Not sure what that Scottish advisor meant by connecting ILR with EU citizens.SarahM1972 wrote:Thanks for moving it here!! I'm always wary of creating new threads in forums, often I got told off.
So when I arrived in 2010, this wasn't enforced. I also visited a CAB that same year, for permanent residency reasons. I am originally from Italy and we have our own register to move residency elsewhere so my own embassy/consulate know which address I was living at any given time in the last 7 years.
I asked for information about how to become a permanent resident in Scotland after I had registered with my own consulate in Edinburgh and I was always told (in Scotland) that EU citizens had indefinite leave to remain. When I got married I had to prove I had been registered at a Scottish GP for at least two years (which I was) and no CSI was mentioned either (I was a student already at the time).
Concerning my husband private health insurance, how do I know if it's valid? Because for DCPR reasons does not seem useful, him being a non EEA sponsor.
Problem is that if I cannot settle for a PR or a British naturalisation, Brexit would cut me off before I start the process; I wouldn't like to force my husband to spend quite a lot of money for nothing (I decided to post here after two EU citizens I know, married to BC, have been rejected for naturalisation last week)
ETA: yes my first EHIC is from Italy but it only covers me for.... emergencies? In the old times we used to have the E111 module that was proof of our original country paying for healthcare in UK or France (members of EEC). This was not an option anymore after EU formation.
Sorry but I had problems with my computer, I had to format everything!noajthan wrote: EHIC will suffice in lieu of CSI.
Any comprehensive health type of policy that covers you will also do. It doesn't matter if policyholder is British hubby.
Read the policy - how comprehensive is it?
What's a RC?noajthan wrote: A RC issued to you as a student during or before 2011 would also remove the need to show CSI (due to a certain transitional arrangement).
I've read the QP forms and they don't accept EHIC as a form of CSI because my intent shouldn't have been to settle here permanently. A bit difficult to show them this was the case when I worked all time since I arrived and subsequently got married with a local..... As a QP, I cannot fill it in as a worker because I don't work and I cannot fill it in as a student because I should show the intent to leave when the course will be over (basically like an overseas student).noajthan wrote: If you still don't qualify for DCPR yet then suggest apply for EEA (QP). Could be the best £65 you spend for a long time.
I've not heard of that complication, and even if those countries have it, the UK doesn't. A UK spouse visa permits the holder to work. Indeed, when it comes to meeting the financial requirement for the second stage, it can be met entirely from the spouse's earned income.SarahM1972 wrote:To Richard W: I've had a look at the spouse visas currently in use for non-EEA nationals and they are very expensive; and... wouldn't that work like in Canada, USA or Australia where I have to apply for my own visa when I start to work?
For an RC (= Registration Certificate), so form EEA(QP), it is the present that is relevant, so you would be using your private insurance rather than the EHIC. The application using the private insurance will check that it is considered adequate - though I fear the HO will not necessarily be consistent over the years.SarahM1972 wrote:I've read the QP forms and they don't accept EHIC as a form of CSI because my intent shouldn't have been to settle here permanently. A bit difficult to show them this was the case when I worked all time since I arrived and subsequently got married with a local.....
Which form are you looking at? Looking at Version 03/2016 of EEA(QP), I think you've misunderstood the note at the foot of Q7.10 (about CSI)SarahM1972 wrote:As a QP, I cannot fill it in as a worker because I don't work and I cannot fill it in as a student because I should show the intent to leave when the course will be over (basically like an overseas student).
This note only applies if you use an EHIC as evidence of CSI. I believe the 'statement of intent' is required because the EHIC is not valid if you intend to live permanently in the UK - it's for a temporary stay in another country to the issuing country. There's no general requirement for an EEA student to leave the UK at the end of his course.Form EEA(QP) wrote:Note: You can only rely on an EHIC if you have not come to live permanently in the UK. As well as submitting your EHIC, you must also submit a ‘statement of intent’ confirming that you do not intend to live permanently in the UK.
That is a question only my husband could answer. However, he already said he wouldn't pay for spouse visas, which means 1) he thinks to move elsewhere at some point 2) he thinks I'm going to enter working stage before visas are required and pay for it myself 3) maybe he thinks to divorce!!Richard W wrote: I've not heard of that complication, and even if those countries have it, the UK doesn't. A UK spouse visa permits the holder to work. Indeed, when it comes to meeting the financial requirement for the second stage, it can be met entirely from the spouse's earned income.
You're right about them being expensive, but aren't you worth it?
HO has not been consistent at all, they always change everything every six months.....Richard W wrote:For an RC (= Registration Certificate), so form EEA(QP), it is the present that is relevant, so you would be using your private insurance rather than the EHIC. The application using the private insurance will check that it is considered adequate - though I fear the HO will not necessarily be consistent over the years.
I never switched from EHIC to private insurance because I've been into the NHS since I was here minus three months. I've checked EHIC yesterday and it kept existing until the 2015 mark. I'm not covered by EHIC since last year.Richard W wrote: When it comes to past history, surely you only switched from using your EHIC to having private medical insurance when you realised your husband wasn't keen on going to your country when you'd got your degree?
This is an issue I will have to face at some point. Because my husband's policy only covers emergency services, which is what I'm entitled to through the EHIC. It's the GP practice services that, apparently, aren't covered by anything.Richard W wrote:This note only applies if you use an EHIC as evidence of CSI. I believe the 'statement of intent' is required because the EHIC is not valid if you intend to live permanently in the UK - it's for a temporary stay in another country to the issuing country. There's no general requirement for an EEA student to leave the UK at the end of his course.Form EEA(QP) wrote:Note: You can only rely on an EHIC if you have not come to live permanently in the UK. As well as submitting your EHIC, you must also submit a ‘statement of intent’ confirming that you do not intend to live permanently in the UK.
Never heard of it... I don't think I have it, I will try to see what I have.noajthan wrote: RC is residence certificate.
Think of UK route as an investment; and count your lucky stars you're EEA.
Imagine how long-suffering Brits feel who don't have option of EU route for their families.
I will actually attempt that route. I got an appointment at CAB too. Do you think they will manage, or bother, to check my application? Does the National Checking Service bother to check PRs as well?noajthan wrote: Why not use EHIC and shoot for DCPR?
How does timeline and evidence stack up?
I sense you are a citizen of the world.SarahM1972 wrote:...
I will actually attempt that route. I got an appointment at CAB too. Do you think they will manage, or bother, to check my application? Does the National Checking Service bother to check PRs as well?noajthan wrote: Why not use EHIC and shoot for DCPR?
How does timeline and evidence stack up?
Depending on the precise dates, you may qualify now. Your period would include the two years working, studentship with the Italian EHIC, and with any luck, not extend to studentship with private insurance. If there is a gap between arriving in the UK and starting work, you may have spent that time being a qualified person by virtue of being a job seeker. The Home Office studies your history in the UK, and should find the earliest qualifying 5-year period.noajthan wrote: If you want to take a punt on £65 you could try applying for DCPR in 2017 using the combination of EHIC and that insurance to back your case.
Overlaps don't appear to matter.Richard W wrote:@Noajthan:
Is there any reason not to declare an overlap between the EHIC and the private insurance?
That was my main concern. Basically from the evidence I've a 12-month hole which will jeopardise the rest for years to come.noajthan wrote: That means you are not exercising treaty rights properly at the moment (if you are still a student).
This is a concern.
How though? I mean, as a student I have no income so how do I explain I have CSI or self-sufficiency with a bank account that always has 0 on it?noajthan wrote: Suggest get CSI in place to help regularise your status.
That's what I feared..... which means I will have to wait for Brexit and then we'll see what's the best way to adjust to the situation. If it means leaving, well that's it.noajthan wrote: As your PR clock stopped in 2015 (due to no CSI, inadequate insurance) you have blown it and unlikely to acquire PR in usual way.
Ok I emailed the university staff on Friday about this, no reply yet. However, what I fear is that a RC from UKBA should only concern campus students. I'm DL from 2013 (distance learning) and I was part-time in 2011, then became a campus student 2012/2013, then became part-time again for 2013/2015. Which means that in 2011/2013/2014 I was looking for a job and studied in my spare time.noajthan wrote: (With all this wild talk of Brexit there's no time left on EU route).
So having a RC may help you invoke any transitional arrangements that may be put in place for those Unioin ciiizens still 'in flight' on an EU migration trajectory.
I might apply after graduation in 2017 so I know where I do stand with HO once I've reached the end of my studies.noajthan wrote: If you want to take a punt on £65 you could try applying for DCPR in 2017 using the combination of EHIC and that insurance to back your case.
You never know it may be accepted.
You would be no worse off for trying and you may have a small chance to secure your status.
I can't advise on finances. I appreciate money is tight (I put myself through uni with a family and mortgage to keep, worked all vacations & etc).SarahM1972 wrote:That was my main concern. Basically from the evidence I've a 12-month hole which will jeopardise the rest for years to come.noajthan wrote: That means you are not exercising treaty rights properly at the moment (if you are still a student).
This is a concern.
How though? I mean, as a student I have no income so how do I explain I have CSI or self-sufficiency with a bank account that always has 0 on it?noajthan wrote: Suggest get CSI in place to help regularise your status.
It is also not going to be retroactive, it still leaves me with one year without it.......
Ok I emailed the university staff on Friday about this, no reply yet. However, what I fear is that a RC from UKBA should only concern campus students. I'm DL from 2013 (distance learning) and I was part-time in 2011, then became a campus student 2012/2013, then became part-time again for 2013/2015. Which means that in 2011/2013/2014 I was looking for a job and studied in my spare time.noajthan wrote: (With all this wild talk of Brexit there's no time left on EU route).
So having a RC may help you invoke any transitional arrangements that may be put in place for those Unioin ciiizens still 'in flight' on an EU migration trajectory.
However, because unemployed people are only registered by JSA, I am virtually... what?
Yes, if you CAN work. Because I've not found a shred of a part-time job since 2012. Bit difficult to work when nobody hires you, not even as a cleaner.noajthan wrote: I can't advise on finances. I appreciate money is tight (I put myself through uni with a family and mortgage to keep, worked all vacations & etc).
I don't think that abandoning my degree course to be a full-time worker in an area where nearly anybody finds work sounds smart.noajthan wrote: But you need to regularise your status.
You don't appear to have any status at the moment. You can't just let it slide and hope for the best.
Any (yet to be announced) transitional arrangements are unlikely to apply to anyone with indeterminate status.
You can be a student with CSI or self sufficient with CSI.
Or turn yourself into a worker (or self employed) with genuine and effective work.
I didn't suggest abandon studies.SarahM1972 wrote:Yes, if you CAN work. Because I've not found a shred of a part-time job since 2012. Bit difficult to work when nobody hires you, not even as a cleaner.noajthan wrote: I can't advise on finances. I appreciate money is tight (I put myself through uni with a family and mortgage to keep, worked all vacations & etc).
I don't think that abandoning my degree course to be a full-time worker in an area where nearly anybody finds work sounds smart.noajthan wrote: But you need to regularise your status.
You don't appear to have any status at the moment. You can't just let it slide and hope for the best.
Any (yet to be announced) transitional arrangements are unlikely to apply to anyone with indeterminate status.
You can be a student with CSI or self sufficient with CSI.
Or turn yourself into a worker (or self employed) with genuine and effective work.
Furthermore, it would actually damage me more in the long term and compromise the attempt of finding a job in one year.
Life works on priorities at this point I prefer to keep my indeterminate status instead of dismantling the only certainty I have in life, which is my education.
I've read the guidance and I think I can apply for jobseeker (or... attempt to apply for that one, given that self sufficient and students do need CSI and we agree I don't have sufficient evidence for that).
At this point, I even wish it comes out. I'll invite local BBC cameras around so they shoot it live when they come knocking on my door.noajthan wrote: If you came up on the HO radar now an admin removal procedure could be initiated.
Life always is full of risks but I don't think it makes me feel alive, rather angry I'd say, because I hadn't signed up for this when I decided to stay here. If I had known I would have buggered off by myself a long time ago.noajthan wrote: But its your risk, your call.
Dealing with HO really makes you feel 'alive' doesn't it.