KiranAgam wrote:Will they not even consider our circumstances of being pregnant and busy with my elder kid.
I am trying to think of another way rather than lying about payments.
Or showing the regular instalments from friend during that period because we were too involved with kids.
Most unfortunate situation but face it, that line of excuses is not going to fly.
Almost anyone in Western world could claim 'busyness', too much to do, too little time.
If time-poor or otherwise disorganised and not methodical, one needs to hire professional representation to sort out such applications.
Even then the applicant has to take ultimate responsibility for the bundle, the submission (and the result).
If processing the application yourself it needs to be #1 priority.
Your life needs to be structured so as to generate the necessary evidence and paperwork - whether or not you really need it for any other purpose; (forget about paper-saving and saving the planet).
Look ahead to the upcoming application - and the one after that.
Check all requirements.
Identify gaps.
Work to plug them.
Work to cultivate professional contacts to act as referees, countersignatories & etc etc.
Adopt a
belt and braces approach; wherever possible, submit more than is required so if something is rejected the caseworker has an alternative already in front of her.
Work to deny UKVI/HO the Spam of '
wriggle room'.
And doing all of that will in fact take over your lives.
Failure to plan is a sure-fire plan to fail.