Financial Requirement and Adequate Maintenance

[Hexamelly]

Hello everyone

This is my first time posting here so please be gentle.

My fiance (English) and I (Canadian) will be getting married in late September and have plans to apply for FLR(M) as soon as it's possible. I'm currently on a tier 5 youth mobility scheme visa which will expire in January 2019.

My question is in regards to adequate maintenance and whether it's the best option for us.

My fiance has been in full time employment for the past 5 years with the same employer. I have been working at my job since November 2017. Our combined incomes are over the financial requirement however, as far as I understand, your monthly pay slips should show £1550 or more over a six month period and neither of us come close to that.

My fiance receives a disability living allowance but nothing else in terms of benefits. We pay rent and council tax without any assistence. With his income alone he would not be able to meet the £114 per week requirement but with our incomes combined we would be well over the requirment. Is this at all possible?

[seagul]

Hello everyone

with our incomes combined we would be well over the requirment. Is this at all possible?

yes you should go ahead with category A.

[Hexamelly]

Hello everyone

with our incomes combined we would be well over the requirment. Is this at all possible?

yes you should go ahead with category A.

Thanks for the quick response!

Apologies in advance for being a bit dumb but I'm still a bit confused... Should we attempt to meet the financial threshold through category a even though our payslips won't reflect the £18600 or go the adequate maintenance route by combining our incomes through category a?

Sorry again for the dumb question

[Hexamelly]

Hello again,

I have a question about the letter of employment.

As my head office is located in Glasgow and my fiance's HR department works at a snails pace, how soon should we request this letter from our employers?

Does the date that we receive it matter? Or is it acceptable for it to be dated within the 6 months prior to our application (that way it's in line with our pay slips and bank statements we submit)?

[seagul]

Hello again,

I have a question about the letter of employment.

As my head office is located in Glasgow and my fiance's HR department works at a snails pace, how soon should we request this letter from our employers?

Does the date that we receive it matter? Or is it acceptable for it to be dated within the 6 months prior to our application (that way it's in line with our pay slips and bank statements we submit)?

Employer letter and other relevant employment & accommodation letters should be within 28 days from the date of application submission.

[Hexamelly]

Hello again,

I have a question about the letter of employment.

As my head office is located in Glasgow and my fiance's HR department works at a snails pace, how soon should we request this letter from our employers?

Does the date that we receive it matter? Or is it acceptable for it to be dated within the 6 months prior to our application (that way it's in line with our pay slips and bank statements we submit)?

Employer letter and other relevant employment & accommodation letters should be within 28 days from the date of application submission.

Thanks seagul.

I was wondering (since I've gotten conflicting answers searching around the web) do I have to wait 28 days until my current YMS visa expires before we submit our aplicaton?

We will be getting married in September 2018 but my visa doesn't expire until January 12th 2019. We were planning on doing an in person appointment at the Croydon office in October or November (that way we would have plenty of time to get all of our documents in order).

[CR001]

You can apply for a spouse visa as soon as you are married and have all the mandatory supporting documents. No need to wait till shortly before your current visa expires.

[Hexamelly]

You can apply for a spouse visa as soon as you are married and have all the mandatory supporting documents. No need to wait till shortly before your current visa expires.

Thanks so much CR, I appreciate it.

[Hexamelly]

Hi again,

Just had a question regarding the employment contract and additional evidence.

I have my original letter of employment and a copy of my employment terms from when I first started at my job in November 2017.

Since then I've had a pay rise but my company will not issue an employment contract with the new pay rate.

I've reached out to my company's Payroll and HR department, they're willing to write a letter of employment with all the new details and my payroll department will issue me an additional letter stating that my payslips are genuine as well as some additional employment details.

Will this be sufficient?

Thanks

[seagul]

Yes it will be fine. You don't need to attach job contract if you can get fresh employer letter, letter to confirm payslips authenticity, 6 months payslips & 6 months official bank statements.

[Hexamelly]

Yes it will be fine. You don't need to attach job contract if you can get fresh employer letter, letter to confirm payslips authenticity, 6 months payslips & 6 months official bank statements.

Thanks seagul, sorry for all the questions.

[Jedai Prince]

Yes it will be fine. You don't need to attach job contract if you can get fresh employer letter, letter to confirm payslips authenticity, 6 months payslips & 6 months official bank statements.

Hi Seagul,

I just send my 6 month payslips, 6 months bank statements( last month statement was printed and stamped at bank) and an employment letter. No p60 or employment contract was send.

My employer didn’t give an an additional letter to confirm the authencity of my payslips, instead just wrote two additional lines in my employment letter that payslips are authentic and registered and they currently provided me with regular payslips.

I am most about to hit the 60 days mark and hope they don’t refuse me because of it.

[seagul]

Yes it will be fine. You don't need to attach job contract if you can get fresh employer letter, letter to confirm payslips authenticity, 6 months payslips & 6 months official bank statements.

Hi Seagul,

I just send my 6 month payslips, 6 months bank statements( last month statement was printed and stamped at bank) and an employment letter. No p60 or employment contract was send.

My employer didn’t give an an additional letter to confirm the authencity of my payslips, instead just wrote two additional lines in my employment letter that payslips are authentic and registered and they currently provided me with regular payslips.

I am most about to hit the 60 days mark and hope they don’t refuse me because of it.

You should write in your own post. But anyway yes in your situation whatever you have mentioned & attached should be fine. Yes p60 & contract is not necessary to attach.

[Hexamelly]

Hello again,

Apologies for the litany of questions.

My fiance only recently changed his address at work from his mother's to the property we have been living in

In the past, (due to him living in house shares and for security reasons), he had all of his payslips sent to her address. This has made it so his payslips show his mother's address instead of ours from January 2018 - May 2018

We were planning to apply in October or November and this would mean using some of his older payslips with his mother's address on them, is this acceptable? Would we be able to write a cover letter/give an explanation as to why some of his payslips have a different address?

[seagul]

Hello again,

Apologies for the litany of questions.

My fiance only recently changed his address at work from his mother's to the property we have been living in

In the past, (due to him living in house shares and for security reasons), he had all of his payslips sent to her address. This has made it so his payslips show his mother's address instead of ours from January 2018 - May 2018

We were planning to apply in October or November and this would mean using some of his older payslips with his mother's address on them, is this acceptable? Would we be able to write a cover letter/give an explanation as to why some of his payslips have a different address?

There won't be any issue with the old address on few payslips. But as a precaution attach the same addressed bank statements too to match payslip address and also attach the latest payslip and bank statement of your current address.

[Hexamelly]

Hello again,

Apologies for the litany of questions.

My fiance only recently changed his address at work from his mother's to the property we have been living in

In the past, (due to him living in house shares and for security reasons), he had all of his payslips sent to her address. This has made it so his payslips show his mother's address instead of ours from January 2018 - May 2018

We were planning to apply in October or November and this would mean using some of his older payslips with his mother's address on them, is this acceptable? Would we be able to write a cover letter/give an explanation as to why some of his payslips have a different address?

There won't be any issue with the old address on few payslips. But as a precaution attach the same addressed bank statements too to match payslip address and also attach the latest payslip and bank statement of your current address.

Ah well that's a bit of an issue, all of his other mail is addressed to our current property. He just completely forgot to change his address at work (initially he was receiving paper payslips but the company he works for recently switched to online and it was an oversight on his part).

The corresponding bank statement for the payslip with his mother's address will have our address on it ....

[Hexamelly]

Hello again,

I have a few questions in regard to the financial requirement and the letter of employment:

#1. As my fiance and myself have had paid holidays throughout the year and he is recently receiving sick pay, does this amount count toward the financial requirement or will it be deducted from the total?

For example:

In June I took a week's holiday, at the end of the month when I was paid I received £1163.23, £213.33 of it was holiday pay. When I deduct the holiday pay from the total I'm left with £949.90. Since we are both in non-salaried employment, we still meet the financial requirement when we use the formula thats provided.

#2. From reading the guidance notes and supporting evidence documents, we are meant to provide letters from our employers stating specific information and how much we are paid annually.

Since my fiance and myself are both in non-salaried employment and get varying wages every month, there is no definite amount that we receive annually.

His P60 will show how much he's made in the year previous, however mine won't as I started working for my employer nearer to the end of the financial year and therefore it only shows a small amount of my earnings.

What exactly do I do in this instance?

[Hexamelly]

Anyone?

[Hexamelly]

Quick question,

I hold a Canadian bank account and have periodically transferred money from it into my UK account.

Will I need to explain these deposits in the additional information section of the application or will it be irrelevant?

[Hexamelly]

Thought I'd ask another question,

My fiance gets paid every 4 weeks and receives 13 payslips a year. My understanding is that the calculation for non-salaried employment is adding up your gross wages over 6 months then dividing by 6 and multiplying by 12.

Would this formula change due to the extra payslip?

Also, he was paid twice in June so we will be submitting 7 or more payslips for him to cover the 6 month period stated in the guidance. Would this change the formula we would use?

[seagul]

Thought I'd ask another question,

My fiance gets paid every 4 weeks and receives 13 payslips a year. My understanding is that the calculation for non-salaried employment is adding up your gross wages over 6 months then dividing by 6 and multiplying by 12.

Would this formula change due to the extra payslip?

Also, he was paid twice in June so we will be submitting 7 or more payslips for him to cover the 6 month period stated in the guidance. Would this change the formula we would use?

You will have to convert your pay into months to get the correct average wages figures.

Total of last 26 weeks wages/6×12= annual wages

Always attach slightly excessive period of payslips to avoid any miscalculation if sufficient wages is being earned. Don't count the number of payslips rather count correctly the required period 6 or 12 months.

[Hexamelly]

Thought I'd ask another question,

My fiance gets paid every 4 weeks and receives 13 payslips a year. My understanding is that the calculation for non-salaried employment is adding up your gross wages over 6 months then dividing by 6 and multiplying by 12.

Would this formula change due to the extra payslip?

Also, he was paid twice in June so we will be submitting 7 or more payslips for him to cover the 6 month period stated in the guidance. Would this change the formula we would use?

You will have to convert your pay into months to get the correct average wages figures.

Total of last 26 weeks wages/6×12= annual wages

Always attach slightly excessive period of payslips to avoid any miscalculation if sufficient wages is being earned. Don't count the number of payslips rather count correctly the required period 6 or 12 months.

We are applying under category A as we've both been with our employers for over 6 months. So our payment dates are as follows:

Applicant:

March 30th, 2018
April 27th, 2018
May 25th, 2018
June 29th, 2018
July 27th, 2018
August 31st, 2018
September 28th, 2018

Sponsor:

March 5th, 2018
April 6th, 2018
May 4th, 2018
June 1st, 2018
June 29th, 2018
July 27th, 2018
August 24th, 2018
September 21st, 2018

Is this sufficient or should we wait until October's payslips become available and apply in November?

[Hexamelly]

Hi again,

My fiance is about to receive a substantial inheritance and I was wondering if we would need to show evidence of where this money has come from?

We aren't relying on it at all in our application, but it will be deposited into his main bank account so it will be reflected on his bank statements.

[Hexamelly]

Quick question,

So it's come to my attention that in person appointments will no longer be an option this coming October. Does anyone know what alternative they're going to offer in its place?

I was dreading sending in my application by post as I've read a lot of horror stories about documents not being considered for applications and/or documents being misplaced.

I was planning to submit at the beginning of November for my first FLR (M) so this has kind of set me back a bit.

[CR001]

So it's come to my attention that in person appointments will no longer be an option this coming October. Does anyone know what alternative they're going to offer in its place?

general-uk-immigration-forum/ukvi-digit ... 60944.html

I was dreading sending in my application by post as I've read a lot of horror stories about documents not being considered for applications and/or documents being misplaced.

I was planning to submit at the beginning of November for my first FLR (M) so this has kind of set me back a bit.

If your application doesn't contained hundreds of unnecessary documents which create confusion, then there is no really issues with postal and you get your stuff back.

Currently taking roughly 6-8 weeks.

immigration-for-family-members/new-flr- ... 3-300.html