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Financial Requirement and Adequate Maintenance

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Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Tue Aug 14, 2018 9:23 pm

CR001 wrote:
Tue Aug 14, 2018 3:10 pm
So it's come to my attention that in person appointments will no longer be an option this coming October. Does anyone know what alternative they're going to offer in its place?
general-uk-immigration-forum/ukvi-digit ... 60944.html
I was dreading sending in my application by post as I've read a lot of horror stories about documents not being considered for applications and/or documents being misplaced.

I was planning to submit at the beginning of November for my first FLR (M) so this has kind of set me back a bit.
If your application doesn't contained hundreds of unnecessary documents which create confusion, then there is no really issues with postal and you get your stuff back.

Currently taking roughly 6-8 weeks.

immigration-for-family-members/new-flr- ... 3-300.html
From my perspective, my application should be considered quite straight forward. I'm just incredibly paranoid about the entire process.

Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Wed Sep 05, 2018 8:32 am

Hi all,

The date of my wedding is fast approaching and with that comes finally filling in the dreaded FLR(M) application.

I've been steadily compiling all of the mail we have accumulated over the past two years in preparation and have realised that my other half barely has any correspondence from 2017.

He has a tenancy agreement from our first place, dated January 2017, but it doesn't look legitimate. There are no signatures and I am not mentioned by name, so I am wary of including this in our application. As well, he has NO correspondence from April 2017 to December 2017 at our current address since he didn't have the forethought to change the address where he was receiving his mail. :?

We are trying to sort out something and get in contact with his bank and some other companies to see if he can get back dated bills/statements, but it isn't looking promising.

Will this be a huge issue if we are unable to produce a few pieces of correspondence?

Thanks in advance!

Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Tue Sep 11, 2018 3:42 pm

Hi again,

I'm struggling with the financial part of the application and was hoping someone could help me. We are planning to submit our application soon and will be submitting the following payslips:

Applicant:

February 23rd, 2018
March 30th, 2018
April 27th, 2018
May 25th, 2018
June 29th, 2018
July 27th, 2018
August 31st, 2018
September 28th, 2018

Sponsor:

March 5th, 2018
April 6th, 2018
May 4th, 2018
June 1st, 2018
June 29th, 2018
July 27th, 2018
August 24th, 2018
September 21st, 2018

I'm struggling with how to calculate the annual earnings we will be relying on for the application since my payslips are going to be covering 31 weeks and my husband's will be covering 28 weeks.

Should we convert our monthly pay into weeks and then use the non salaried formula, or should we just include the additional weeks earnings in with our calculations?

Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Wed Oct 03, 2018 11:08 am

Hi again,

Quick question about the postal application...

What is considered the date of application? I'm a bit stuck as far as how we should go about compiling our financial evidence since I'm not 100% about it.

So, for example, my husband was paid on the 21st of September and I was paid on the 28th. Would this mean we have up until the 19th of October to compile our letters and submit via postal?

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CR001
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Re: Financial Requirement and Adequate Maintenance

Post by CR001 » Wed Oct 03, 2018 11:36 am

Date of application depends on if you use the online form or the paper form.

Usually if applying by post, it is the date that HO receives the application.
Char (CR001 not Casa)
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Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Wed Oct 03, 2018 12:53 pm

CR001 wrote:
Wed Oct 03, 2018 11:36 am
Date of application depends on if you use the online form or the paper form.

Usually if applying by post, it is the date that HO receives the application.
We will be using the paper form since the online form is quite different. So the 28 day period before HO receive our application will be whats considered?

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CR001
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Re: Financial Requirement and Adequate Maintenance

Post by CR001 » Wed Oct 03, 2018 12:56 pm

Apologies, date of application will then be the date of posting, you need to keep proof of postage just in case there are any issues.
Char (CR001 not Casa)
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Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Wed Oct 03, 2018 3:46 pm

CR001 wrote:
Wed Oct 03, 2018 12:56 pm
Apologies, date of application will then be the date of posting, you need to keep proof of postage just in case there are any issues.
Thanks a lot, CR. :)

We might be looking at submitting in November now so I'm just trying to figure out how much time we will have to get together the documents we need and stay within the 28 day limit. It's all very confusing ....

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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Thu Oct 04, 2018 10:40 am

Back again (sorry :oops: ),

Do my husband and I have to include photos of ourselves as well as pre marriage correspondence (telephone bills, Skype, Facebook, WhatsApp messages etc.)?

Since I arrived here on a Tier 5 visa, I'm not too sure if this is necessary for the initial FLR (M).

Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Thu Oct 04, 2018 5:45 pm

Hexamelly wrote:
Thu Oct 04, 2018 10:40 am
Back again (sorry :oops: ),

Do my husband and I have to include photos of ourselves as well as pre marriage correspondence (telephone bills, Skype, Facebook, WhatsApp messages etc.)?

Since I arrived here on a Tier 5 visa, I'm not too sure if this is necessary for the initial FLR (M).
Also, do we have to include two cover letters detailing our relationship...?

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Londoner007
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Re: Financial Requirement and Adequate Maintenance

Post by Londoner007 » Thu Oct 04, 2018 7:14 pm

Not required but you can add. Submitting 2 letters may just include repetitive information which probably wouldn't add much value.
Verily, After Hardship Comes Ease

Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Thu Oct 04, 2018 7:58 pm

Londoner007 wrote:
Thu Oct 04, 2018 7:14 pm
Not required but you can add. Submitting 2 letters may just include repetitive information which probably wouldn't add much value.
Thanks Londoner, I appreciate it. :)

As far as my other question, what do we have to provide for relationship evidence? Since we have been living together well before we got married is it necessary to include photos and chat logs from when we first started dating?

Wouldn't the letters of correspondence be proof enough of our subsisting relationship?

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Re: Financial Requirement and Adequate Maintenance

Post by Londoner007 » Thu Oct 04, 2018 8:08 pm

Relationship proof whilst apart especially how you communicated together. It doesn't have to bee extensive just enough to show you maintained relationship so maybe a few screenshot of chat per month. You can also include joint utility in your names.
Verily, After Hardship Comes Ease

Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Thu Oct 04, 2018 8:24 pm

Londoner007 wrote:
Thu Oct 04, 2018 8:08 pm
Relationship proof whilst apart especially how you communicated together. It doesn't have to bee extensive just enough to show you maintained relationship so maybe a few screenshot of chat per month. You can also include joint utility in your names.
Well we have been living together since my visa was granted in January 2017 so we have plenty of individually addressed cohabitation evidence (bills, letters from NHS, HMRC etc.)

When you say include a few screen shots of chats do you mean since the commencement of our relationship in 2012?

Sorry if I'm being stupid about this, I just want to clarify.

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Re: Financial Requirement and Adequate Maintenance

Post by Londoner007 » Thu Oct 04, 2018 8:47 pm

Disregard what I said regarding past proofs, I thought this was your initial entry clearance application and not FLR. Its more important to include current proofs after your initial visa was issued, and from the sounds of it you have more than enough already.
Verily, After Hardship Comes Ease

Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Thu Oct 04, 2018 9:24 pm

Londoner007 wrote:
Thu Oct 04, 2018 8:47 pm
Disregard what I said regarding past proofs, I thought this was your initial entry clearance application and not FLR. Its more important to include current proofs after your initial visa was issued, and from the sounds of it you have more than enough already.
Thanks for the prompt replies, Londoner. :)

I entered the UK on a Tier 5 Youth Mobility Scheme Visa in January 2017 and started living with my then boyfriend (now husband). So I'm switching to FLR (M) from the Tier 5.

Because of this I wasn't sure what relationship proof to include in our application besides the cohabitation evidence.

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CR001
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Re: Financial Requirement and Adequate Maintenance

Post by CR001 » Thu Oct 04, 2018 9:42 pm

If you are married there is no requirement for 'relationship proof'. You only need to submit evidence of cohabitation since marriage.
Char (CR001 not Casa)
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Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Thu Oct 04, 2018 10:03 pm

CR001 wrote:
Thu Oct 04, 2018 9:42 pm
If you are married there is no requirement for 'relationship proof'. You only need to submit evidence of cohabitation since marriage.
Thanks CR!

So no pictures or chat logs, just the cohabitation documents and our marriage certificate correct?

Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Thu Oct 04, 2018 10:16 pm

Hexamelly wrote:
Thu Oct 04, 2018 10:03 pm
CR001 wrote:
Thu Oct 04, 2018 9:42 pm
If you are married there is no requirement for 'relationship proof'. You only need to submit evidence of cohabitation since marriage.
Thanks CR!

So no pictures or chat logs, just the cohabitation documents and our marriage certificate correct?
We've been married since September 21st, 2018 by the way.

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Re: Financial Requirement and Adequate Maintenance

Post by CR001 » Thu Oct 04, 2018 10:53 pm

Photos and WhatsApp is required for applications outside the UK.
Char (CR001 not Casa)
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Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Thu Oct 04, 2018 11:44 pm

Thanks for the clarification, CR. :)

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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Fri Oct 05, 2018 9:24 am

And here I am again ....... So sorry everyone, but it's getting closer to the day we submit so my nerves are frazzled.

Need clarification about the way to calculate our financials and how many payslips we should be relying on for each of us.

We are both non-salaried and combining our income in category A:

I get paid monthly so I will submit payslips from May, June, July, August, September and October. I'll add up the gross earnings and then ÷ 6 × 12 = gross annual salary.

My husband gets paid every 4 weeks, and this is where I'm struggling to understand what we need to submit for him.

Do we submit April, May, June, June (he was paid twice), July, August, September and October?

This will cover more than 26 weeks, but if we submit anything less it falls short.

I can't say thank you enough for everyone's input and all the help you guys have given me during this stressful time. Truly appreciate it.

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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Sun Oct 07, 2018 6:29 pm

Any ideas? I keep going around in circles about it as I've gotten conflicting advice from different people.

Some say to only submit 6 payslips, some say to make sure it covers a full 6 month period.

The issue with this is that my April to October payslips are one day shy of covering a full 6 month period which would mean submitting my March payslip as well. This would take me almost a full month over the requirement....

How would I fill in the annual income we are relying on for the application when it will be more than 6 months? Would it be a red flag for the ECO? Would we also have to submit my husband's March payslip even though it would be well over the 6 month period without it? ....

Any help would be great.

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Re: Financial Requirement and Adequate Maintenance

Post by seagul » Sun Oct 07, 2018 7:17 pm

If either of you is earning sufficiently then only that income should be used alone otherwise you and your partner have to make sure to attach the 6 months of payslips with bank statements instead 6 number of payslips. 4 weekly wages you have to convert in months then annual and in a year there are 52 weeks and 26 weeks are equal to 6 months so attach the relevant number of payslips which cover 26 weeks. Also no harm in attaching slightly longer duration of payslips if earnings are sufficient.
The opinion expressed as above is neither a professional advice nor contesting/competing to other member's opinion/advice.

Hexamelly
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Re: Financial Requirement and Adequate Maintenance

Post by Hexamelly » Mon Oct 08, 2018 7:30 am

seagul wrote:
Sun Oct 07, 2018 7:17 pm
you
If either of you is earning sufficiently then only that income should be used alone otherwise you and your partner have to make sure to attach the 6 months of payslips with bank statements instead 6 number of payslips. 4 weekly wages you have to convert in months then annual and in a year there are 52 weeks and 26 weeks are equal to 6 months so attach the relevant number of payslips which cover 26 weeks. Also no harm in attaching slightly longer duration of payslips if earnings are sufficient.
Alright but I'm still lost on how to calculate my annual earnings based off of my payslips...

I'm non salaried and I have to submit March - October payslips because of there being a one day discrepency. (My April to October payslips cover 26 weeks but the day counter says that equates to 5 months and 29 days).

So do I add up the total gross amount for all of these 8 slips (even though it's well over 6 months) and then divide by 6 and multiply by 12? ....

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