source of Maintainance funds

[ukhsmp]

Hi all,
I am planning to apply for EC.
I have a strange problem in showing the source of the funds for my EC.My brother is working in UK and he gave me the money for showing liquid funds for EC. He sent the money around 2000 GBP thro his friend who came from UK and I exchanged the money here and deposited it in my account. I split the amount and deposited in parts every day, as shown below.

1. 36,000 INR
2. 36,000 INR
3. 48,000 INR
4. 48,000 INR
5. 48,000 INR
6. 6,000 INR

Also he transfered 1000 GBP directly into my account(78,0000 INR).
I am in a confusion as to show what proofs for this.
when I borowsed the forum I saw some people who got thier EC refused due to this reason. I request all you to help me out of this problem.

The previous refusal discussion is in the below thread.
http://www.immigrationboards.com/viewto ... c&start=60

Also what proofs should I show to prove the relation between my brother, who is in UK.

[hsmpinuk70]

The 1K that your brother transferred isn't the problem since you can get a letter from your brother that he has gifted you the money and provide his bank statement as proof of transaction. It is the cash transactions that will trouble you since you cannot prove source of these funds.

Here's a way out that might work (brain cells on overdrive ) ....

Let's assume that you deposited this money between 10th-16th May and your brother transferred the 1K GBP on 20th May (credit date). If you start your 3 month period beginning 21st May (until 21st Aug), then these (big) transactions will not be reflected in the 3 month statement, right? And then you won't need to provide any explanation.

Another assumtion here is that your HSMP approval will be valid until such time (at least till end Aug in this case).

regards

[ukhsmp]

Hi hsmpinuk70,
Thanks for your reply. actually that amount was deposited between 18-25 April and I am planning to apply in the first week of August . So the 3 months will be May, Jun, July.Eventhough as you mentioned there might not need an explanation, since my salary account is the same as this account I will be showing my bank statements for the last 5 months to corroborate with my payslips.I am confused pls let me know if you have any suggestions as to how i can over come this.thanks in advance

[TierOneAspirantMay]

hi hsmpinuk70,

if we deposit the amt for maintenance in another savings account(other than salary account) and don't show the transactions(for the huge amt deposited for maintenance) in statement, will it not be a problem ? are they(case workers) so innocent, will it not cause any question of doubt ?

All Fresh Tier1(general) applicants from india,

Please share your expreiences regarding the above issue hope it will help others who are planning to apply from india.

[K San]

I see varied responses on this topic. I have started maintaining about 300,000 in my savings account since may first week. I got the money from my Father and I plan to apply Tier1 on August 1st week.

From the experience of other applicants, I think it is *better* to provide the source of funds.

I am planning to produce a letter (affidavit) from my Dad for that 300,000 Rs.
Also I did a huge(??!!) cash transaction (about 150,000 on Jan) - I deposited some money which I got as onsite allowance from my company. I changed the Euros into Rupees and deposited the money. I don't have any proof that I got the money from my company. bit confused about what to do about this.

Cheers,
K

hi hsmpinuk70,

if we deposit the amt for maintenance in another savings account(other than salary account) and don't show the transactions(for the huge amt deposited for maintenance) in statement, will it not be a problem ? are they(case workers) so innocent, will it not cause any question of doubt ?

All Fresh Tier1(general) applicants from india,

Please share your expreiences regarding the above issue hope it will help others who are planning to apply from india.

[hsmpinuk70]

Please note that there is no harm in showing source of funds. In my opinion it only strengthens your case because the EC officer is ensured that you are being truthful about where the money has come from and not hiding anything.

My earlier suggestion above was for a specific situation where the source of cash transactions cannot be proved (or difficult to prove).

If I were in your situation, I would consider any deposit higher than my regular salary as a "considerable" amount and would povide evidence of source .... irrespective of whether I am keeping this "maintenance fund" in my salary account or any other bank account.

regards

[hsmpinuk70]

This puts you in a difficult position. Sorry, but unable to comment further.

regards

my salary account is the same as this account I will be showing my bank statements for the last 5 months to corroborate with my payslips.

[cgohil]

Hi,

I am also facing the same problem.......

I was reading in many thread that we need to provide the source of income for maintanance fund. I have read it on UK immigration website:
stating that "the receipt of funds along with regular withdrawals from the account, where appropriate"

I am holding two accounts one is for HDFC bank and one is for SBI bank. In order to provide the consistency in my bank statement, I have transfered all my HDFC amount to SBI bank so that I have to show only SBI bank account for my maintanance fund.

In this case what source of receipt we need to show for source of fund. How can I show that I got the amount from this source. What letter we need to provide for application.

Can any budy suggest me..

chirag