Bank Statements Problem

[amchelo22]

Hi,

We are currently in the process of applying for UK Spouse visa and are very confused about some financial requirements. My husband gets paid monthly, fixed amount, however he received a wage raise in March. On top of that he works out of hours, so every month his payslip shows his salary and his out of hours salary (which varies) separately, and then it adds it together. We know we come under CAT A, but is it salaried or non-salaried employment? We are confused because of wage raise and out of hours work. We do meet the requirement with base salary only. Also, on the application there is a question:

A. The same amount continuously, above the financial requirement amount

B. The same amount continuously, below the financial requirement amount

C. Not the same amount continuously, above the financial requirement amount

D. Not the same amount continuously, below the financial requirement amount"

If we proceed with C, it asks us 12 months worth of payslips and bank statements but we thought it was only 6. If we choose A, it asks 6, however we are not sure wether HO will count it as same amount continuously due to recent wage raise and out of hours salary. We are just very confused.

Thanks!

[Frontier Mole]

The issue is less about the same amount per month but more about the continuing employment period with one employer.

Your Spouse will qualify for A - same employer and constantly above financial requirements. This will be based on the fact that his base salary for the last 6 months from the same employer times two will exceed £18,600. If that is not the case then another Category will apply.

So based on his base salary gross figure added for the last six months multiplied by 2 - does that equal or exceed £18,600?

[seagul]

Hi,

We are currently in the process of applying for UK Spouse visa and are very confused about some financial requirements. My husband gets paid monthly, fixed amount, however he received a wage raise in March. On top of that he works out of hours, so every month his payslip shows his salary and his out of hours salary (which varies) separately, and then it adds it together. We know we come under CAT A, but is it salaried or non-salaried employment? We are confused because of wage raise and out of hours work. We do meet the requirement with base salary only. Also, on the application there is a question:

A. The same amount continuously, above the financial requirement amount

B. The same amount continuously, below the financial requirement amount

C. Not the same amount continuously, above the financial requirement amount

D. Not the same amount continuously, below the financial requirement amount"

If we proceed with C, it asks us 12 months worth of payslips and bank statements but we thought it was only 6. If we choose A, it asks 6, however we are not sure wether HO will count it as same amount continuously due to recent wage raise and out of hours salary. We are just very confused.

Thanks!

Yes he should fall under category A unless he voluntarily wants his wages be considered under category B. His fixed wages will be calculated by salaried person approach where his lowest figures during the last 6 months will be taken, whereas his out of hours salary which presumably be a varying overtime will be calculated by none-salaried person approach where the average of last 6 months will be taken and then add back both figures to get the annual wages figure.
Just select category A and attach 6 months of payslips & bank statements because on application there seems an error where if you earn variable income then it start treating as category B and ask for 12 months of documents instead 6 months.

[amchelo22]

Thank you both. It makes much more sense now. Also, in his employment letter it was stated that his annual income is £25,828 (his last-increased base salary£2152.33 X 12) plus out of hours which varies from month to month. And then later on in Appendix 2 it asks us about Annual income, should we put there whatever base salary is in employment letter (£25,828 or the one calculated by the formula stated above - where we take lowest base salary (1902.33x12) and add all out of hours multiply by 12 and then divide by 6(+£5220)? Will it matter cause it will state different figures? Where should we use-write this formula? Many thanks

[seagul]

where we take lowest base salary (1902.33x12) and add all out of hours multiply by 12 and then divide by 6(+£5220)?

Yes

[amchelo22]

So it doesn't matter if it is different on employment letter and appendix 2? Sorry just a bit confused.

[seagul]

So it doesn't matter if it is different on employment letter and appendix 2? Sorry just a bit confused.

No issue because many workers on fixed wages earn less in some month probably due to taking unpaid leave/off. But that fact can be explained in additional info section.

[amchelo22]

Hi,

Can I combine three original statements sent to my address and three statements that were printed and stamped at the branch? Lloyds refused to stamp 6 months worth of statements.

[seagul]

Hi,

Can I combine three original statements sent to my address and three statements that were printed and stamped at the branch?

Yes

[amchelo22]

Hi,

Can I combine three original statements sent to my address and three statements that were printed and stamped at the branch?

Yes

Thanks!

[amchelo22]

Hi I have a question regarding bank statements. We were planning to provide 5 original bank statements and one printed and signed in our bank branch. However 5 of original ones are generated every 18th of Month (18th of Oct to 17th of Nov etc) but the one printed in bank covers the period of 1st of April until 30th of April. All of them cover the period of six month they are just dated differently. Thanks

[seagul]

Hi I have a question regarding bank statements. We were planning to provide 5 original bank statements and one printed and signed in our bank branch. However 5 of original ones are generated every 18th of Month (18th of Oct to 17th of Nov etc) but the one printed in bank covers the period of 1st of April until 30th of April. All of them cover the period of six month they are just dated differently. Thanks

As long as they all covering continuously the last 6 months and showing salary credits then no issue at all. also In my view any unnecessary pages which come along with bank statements through post for marketing purposes should preferably not be attached.