So my husbands spouse visa is due to expire in November 2020, and we will apply for the extension.
I earn above the income threshold of £18600, however I’m currently pregnant and due to sickness and being unwell I was only paid £800 for the month of February. This means that I will not meet the income threshold.
Also, I am due to go on maternity leave in May 2020 and because I haven’t been working at the workplace for long enough to get SMP, I will apply for maternity allowance, which will only give me around £500 a month, again not meeting the income requirements

I know that I can combine my income with my husbands to meet the requirements but my husband doesn’t earn a lot to be able to bring our monthly income to £1550. He is trying to find a job and we’re hoping he does by the time I go on my maternity leave, but we have failed to meet the requirements for February anyways due to my low wage.
I’ll be giving birth in June 2020, so we will have a child under 18, British citizen. We have both given up on the fact that we will be able to meet the financial requirements which sucks.
Does this mean that we will now need to apply for the 10 year route??
Also, if we just need to submit 6 months worth of payslips then there may be some hope?
Thank you