Bankruptcy and Spouse visa application

[illieny]

Hello all,
I hope someone here can help me as I have searched everywhere for definitive answer.

I am a US citizen married to a UK citizen and applying for a spouse visa.

I filed chapter 7 bankruptcy in the US and received a full discharge 3 years ago.
I have listed this bankruptcy in previous visa applications (first as a student and then charity worker)
so it is a matter of record.

Will this be used against us and my application, as it shows "poor character"
I have read different things ...also that it can ultimately affect indefinite leave to remain applications.

Many thanks!

[seagul]

Hello all,
I hope someone here can help me as I have searched everywhere for definitive answer.

I am a US citizen married to a UK citizen and applying for a spouse visa.

I filed chapter 7 bankruptcy in the US and received a full discharge 3 years ago.
I have listed this bankruptcy in previous visa applications (first as a student and then charity worker)
so it is a matter of record.

Will this be used against us and my application, as it shows "poor character"
I have read different things ...also that it can ultimately affect indefinite leave to remain applications.

Many thanks!

No it wont affect and plus you are already discharged from bankruptcy but just declare honestly.

[illieny]

Thank you so much!
We are including a copy of my court issued discharge document and a letter explaining how the debt was incurred (running a non profit animal rescue charity) for good measure.

Do I understand correctly that it could be an issue when I eventually apply for ILR? Or citizenship?

Thanks again

[Jaune08]

Thank you so much!
We are including a copy of my court issued discharge document and a letter explaining how the debt was incurred (running a non profit animal rescue charity) for good measure.

Do I understand correctly that it could be an issue when I eventually apply for ILR? Or citizenship?

As far as I know, it won't affect you to qualify for ILR (considering you'd meet the other requirements and declare it).

For the citizenship and the good character requirement, I guess it may not affect you either, as it happened once and if it doesn't happen again while you're residing in the UK , I think it's unlikely (specially if you've been honest and declared it in every application).

[illieny]

Many thanks, I appreciate your response!

[seagul]

Do I understand correctly that it could be an issue when I eventually apply for ILR? Or citizenship?

Thanks again

Although you are asking a future question but still planning far in advance on immigration matters is a good idea. You can read about it at following guidance especially on page 36 onward. Also keep an eye on rules which changes so frequently and maybe these are further tightened up in future.

https://assets.publishing.service.gov.u ... idance.pdf