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page 37Property rental – further guidance
Appendix FM-SE specifies further requirements for property rental income:
Any rental income from property, in the UK or overseas, must be from a property that
is:
• owned by the person
• not their main residence and will not be so if the application is granted, except
in the circumstances specified in paragraph 20(e)
• if ownership of the property is shared with a third party, only income received
from their share of the property can be counted
page 16Sources for meeting the financial
requirement
Where the applicant has to meet the minimum income requirement, the financial
requirement can generally be met in the following 5 ways:
• income from salaried or non-salaried employment of the partner (and/or the
applicant if they are in the UK with permission to work) - this is referred to as
Category A or Category B, depending on the employment history
• non-employment income, for example, income from property rental or
dividends from shares. This is referred to as Category C. of this guidance
• cash savings of the applicant’s partner and/or the applicant, above £16,000,
held by the partner and/or the applicant for at least 6 months and under their
control - this is referred to as Category D
• state (UK or foreign), occupational or private pension of the applicant’s partner
and/or the applicant - this is referred to as Category E
• income from self-employment, and income as a director or employee of a
specified limited company in the UK, of the partner (and/or the applicant if they
are in the UK with permission to work) - this is referred to as Category F or
Category G, depending on which financial year(s) is or are being relied upon
Category C: Non-employment income – requirements:
The following are sources of non-employment income which can be counted towards
the financial requirement under Category C:
• property rental
• dividends or other income from investments, stocks and shares, bonds or trust
funds
• interest from savings
• maintenance payments from a former partner of the applicant in relation to the
applicant or any children of the applicant and their former partner (any
documents issued by the family court must have permission to be disclosed).
Also, maintenance payments from a former partner of the applicant’s partner in
relation to that partner
• UK Maternity Allowance, Bereavement Allowance, Bereavement Payment and
• Widowed Parent’s Allowance
• payments under the War Pensions Scheme, the Armed Forces Compensation
Scheme and the Armed Forces Attributable Benefits Scheme
• a maintenance grant or stipend (not a loan) associated with undergraduate
study or postgraduate study or research
• ongoing insurance payments
• ongoing payments from a structured legal settlement
• ongoing royalty payments
Unless otherwise specified, the specified non-employment income which the
applicant’s partner and/or the applicant have received in the 12 months prior to the date of application can be counted towards the financial requirement.
The relevant asset on which any income is based must be in the name of the
applicant, their partner or both jointly and held or owned at the date of application
I can see that you have been gleaning the relevant information from the official guidance and other various sources. And, I also do agree that there is no much granularity laid down in the guidance over it which is pretty foolhardy but unfortunately we don't have much member's experiences either to pour some illumination over this grey area.MDNJ101 wrote: ↑Wed Oct 07, 2020 9:39 pmThanks again - I do see this. The problem is that other people, "experts" and advisors and other websites are saying that the rental income only applies to the Sponsor when the applicant is out of the UK!! Logically, this makes no sense to me, and the directorate seems pretty clear. But I'm confused as to why so many of them are saying the opposite.
Goodness this is a confusing time
You can choose to not differentiating it if the cash savings alone will be sufficient and have been held for at least 6 months. However, you will have to declare the provenance of these funds such as rental income & other sources.MDNJ101 wrote: ↑Mon Oct 12, 2020 7:49 pmHi,
Where cash savings are used as well as non earned income for the FR for a fiance visa, does anyone know the following?
If the cash savings figure includes money from the non-earned income source, e.g. rental money paid into a current account, do we need to split out the rental income from the overall savings total?
Many thanks
That's fine too.
There is no priority service available in now days, and if there is from outside of UK, then you would have been told about the timescale.