Spouse Visa Approval

[GmanHolford432]

Hello All,

I'm looking to apply for my wife's spouse visa next month.

We have everything in place for proof of relationship, adequate accommodation, proof of relationship etc.

However, i just have some questions about meeting the financial requirements.

I am currently employed full time and have been for 3 years, for the past year my income has been £16,822, however, i've had savers of over £22,000 for the past 6 months.

Using their spouse Visa calculator i'm able to meet the requirements for combined savings and income which is £16,000 + £2.50 for every £1 my income is below the financial requirement.

18,600 - 16,822 = 1778 x 2.5 = 4,445 + 16,000 = £20,445.

The only reason i have a worry in my heart is the following.

1) My savings account has not had any transactions in the accounts since January and my bank are unable to provide me with up to date statements from February - July. I have 1 Statement in January - February stating my savings is 22k+ however, I don't have proper bank statements from my bank instead just a transaction statement from January 5th - July 5th. My bank will provide me with a letter saying they're unable to provide 6 months bank statements because of 0 transactions on the account during the months of no use. However, the balance has reminded 22k+ during Jan - July. Would this be enough?

2. I've had a pay rise from April 1st and on my employer letter is says my income is 17,182 now, however on the employer it says my income from April has been 17,182. Should I also ask my employer to put my previous income on the letter and for how long?

3rd I opened a new account in January 16th so that transactions was not showing on my previous account(advised by immigration Solicitors) I have 5 months bank statements new bank statements showing all 6 of my pay slips printed out will this do?

Sorry for the rant

[NaeemAbbas]

You should explain all these details in the cover letter when you submit the visa application however it depends on case to case if HO will accept it or not. On the orher hand you should explain to them if there are any exceptional circumstances between you and your spouse which will result in harsh consequences if your spouse is not given entry clearance. This should be backed up by strong evidence where you can be given exceptions for not meeting the financial threshold and will be given entry clearance out of immigration rules on article 8 of Human rights under 10 year route.

I strongly suggest you to not submit the application without a very good immigration solicitor to avoid getting refused and get stuck in the time taking and painful process of appeals.