Online Bank statements-Important point to note

[push]

Was just having a casual look at the latest Guidance and for Earnings Evidence - Bank Statement it says -

For the purposes of this guidance an online bank account is one that operates solely over the internet and sends their bank statements to their customers electronically (for example over the internet or via email).

Questions:

(1) Does anyone know if this clause was there in the pre 31st March PBS T-1 G guidance?

(2) Based on above, one can not submit a print-out of an online statement (whether or not supported by a Bank's letter) if the account is not an "online account". i.e. you can not use online statements of accounts which provide paper statements in normal course

(3) "This guidance" in the above highlighted section - does it pertain to the relevant para only i.e. bank statements for earnings or it is a sweeping statement which covers the entire guidance notes i.e. cover maintenance funds as well?

If, what I understand is correct, this has a significant implications for those planning to use online statements.

[twister]

Don't know about the rest of the questions..but item 1 was NOT there in the pre-March 31 guidelines.

[push]

oh. This means applicants will have to be more careful in future when they supply bank statements in support of points claimed for earning (& if my hunch is correct then maintenance funds as well)

[getbharath]

I have faced severe problem with this maintainance funds statement.
The ECO refused my entry clearance stating that my maintanance funds statement was an internet download with no supporting letter.

I had applied on 9th march 2009 and received refusal on 20th march 2009.

But what exactly happened was I requested 3 months statement from the ING bank at bangalore. They gave me an electronic statement (internet download from their INTRANET as the officials donot have access to the core database) with bank seal and authorised sign. The statement contains its logo , address of the branch where I hold the account,customer name,customer number,account number,account type etc and the statement.

Now I am all set to go for an admin review. I donot know how far it would be succeddful

Does this new rule stated by push_hsmp hold for me also which has come into force after 31st march?

[push]

I have faced severe problem with this maintainance funds statement.
The ECO refused my entry clearance stating that my maintanance funds statement was an internet download with no supporting letter.

I had applied on 9th march 2009 and received refusal on 20th march 2009.

But what exactly happened was I requested 3 months statement from the ING bank at bangalore. They gave me an electronic statement (internet download from their INTRANET as the officials donot have access to the core database) with bank seal and authorised sign. The statement contains its logo , address of the branch where I hold the account,customer name,customer number,account number,account type etc and the statement.

Now I am all set to go for an admin review. I donot know how far it would be succeddful

Does this new rule stated by push_hsmp hold for me also which has come into force after 31st march?

Not for you as the other member has stated that this line was not in the earlier guidanc notes (& the term "electronic bank statements" was in a way left open to interpretation)

[push]

Prepare your response appropriately and I am optimistic that the outcome will be positive.

[yasa]

Prepare your response appropriately and I am optimistic that the outcome will be positive.

hi Push_hsmp..
You are quite rite in pointing out that suff but my question is when i applied for tier 1 in march i got a printout from abbey bank cuz i need to show my last month money coming in from my employer and abbey use small letter head for the print outs and i got the visa.
Is that thing still valid or not..
will appreciate your reply.

thanks.

[ChetanOjha]

Hi Push_HSMP,

I have applied for HSMP to Tier 1 extension on 02/03/2009 and submitted Online Bank Statement(printed on Bank stationary itself and stamped by Bank) - supported by HSBC Bank Letter for Maintenance Funds.
I am not sure about the quote from guidance notes you have mentioned above. Does this affects me?

[ChetanOjha]

ii)Personal bank statements showing the payments made to the applicant: Bank statements provided must be on official bank stationery, and must show each of the payments that the applicant is claiming.If the applicant wishes to submit electronic bank statements from an online account he/ she should also provide a supporting letter from the bank on company headed paper confirming that the documents are authentic. Alternatively an electronic bank statement bearing the official stamp of the bank issuing the statements will be accepted. This stamp must appear on every page of the statement. For the purposes of this guidance an online bank account is one that operates solely over the internet and sends their bank statements to their customers electronically (for example over the internet or via email).

[push]

Prepare your response appropriately and I am optimistic that the outcome will be positive.

hi Push_hsmp..
You are quite rite in pointing out that suff but my question is when i applied for tier 1 in march i got a printout from abbey bank cuz i need to show my last month money coming in from my employer and abbey use small letter head for the print outs and i got the visa.
Is that thing still valid or not..
will appreciate your reply.

thanks.

That seems to have changed with the new guidance notes as now they have defined electronic statements to mean a printout of "online Accounts" only i.e. the ones which do not send you paper statements.

[push]

Hi Push_HSMP,

I have applied for HSMP to Tier 1 extension on 02/03/2009 and submitted Online Bank Statement(printed on Bank stationary itself and stamped by Bank) - supported by HSBC Bank Letter for Maintenance Funds.
I am not sure about the quote from guidance notes you have mentioned above. Does this affects me?

No it dos not as at the time you applied, the ealier guidance note was in force which did not limit electronic statement to only "online accounts".

[push]

ii)Personal bank statements showing the payments made to the applicant: Bank statements provided must be on official bank stationery, and must show each of the payments that the applicant is claiming.If the applicant wishes to submit electronic bank statements from an online account he/ she should also provide a supporting letter from the bank on company headed paper confirming that the documents are authentic. Alternatively an electronic bank statement bearing the official stamp of the bank issuing the statements will be accepted. This stamp must appear on every page of the statement. For the purposes of this guidance an online bank account is one that operates solely over the internet and sends their bank statements to their customers electronically (for example over the internet or via email).

This is as per the earlier guidance notes. See my point above re rules applicable after 31st March 2009.

[yasa]

Prepare your response appropriately and I am optimistic that the outcome will be positive.

hi Push_hsmp..
You are quite rite in pointing out that suff but my question is when i applied for tier 1 in march i got a printout from abbey bank cuz i need to show my last month money coming in from my employer and abbey use small letter head for the print outs and i got the visa.
Is that thing still valid or not..
will appreciate your reply.

thanks.

That seems to have changed with the new guidance notes as now they have defined electronic statements to mean a printout of "online Accounts" only i.e. the ones which do not send you paper statements.

Cheers ...

[yasa]

ii)Personal bank statements showing the payments made to the applicant:

Bank statements provided must be on official bank stationery, and must show each of the payments that the applicant is claiming. If the applicant wishes to submit electronic bank statements from an online account he/ she should also provide a supporting letter from the bank on company headed paper confirming that the documents are authentic. Alternatively an electronic bank statement bearing the official stamp of the bank issuing the statements will be accepted. This stamp must appear on every page of the statement. For the purposes of this guidance an online bank account is one that operates solely over the internet and sends their bank statements to their customers electronically (for example over the internet or via email).

This is as per new Guidelines:::: on and after 31st March 09...

[yasa]

I guess we got to be carefull from now.