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The question here is not whether you can open a joint bank account with a friend or not, but whether such an arrangement is acceptable for Tier 1 application purposes. And, as advised above, it is not.Prasath_4u wrote:Thanks for your reply....
I can make my friend as a joint account holder on my account(through Bank - it is legally possible). After making that as joint, we will show a bank statement for 3 months period (that will show both of our names). Also we will show a letter from bank stating that, the amount does not fall below a particular amount for the period of 3 months (letter also will reflect both account holders name)..
I don't think, the relationship between the account holders would be displayed or printed anywhere in the document.
Visa rule only states that, funds have to be maintained in the name of applicant. It also can be joint. Joint states that both have equal rights to that money. Since the applicant is having the sufficient balance in that fund, how can the visa people reject?
Prasath_4u wrote:I checked with bank, immigration and Uk visa customer care. Their statements are as follows.
For Main applicant, the fund of 2800 sterling has to be on his account only for the past 3 months. Even it can joint account with spouse or father or mother. But Main's applicant name must be shown in the account statement.
For the Dependent, the funds can be either present in his/her account or it can be in Main applicants fund. Suppose if the dependent is having joint account with Mr X(who is not main applicant), this is also acceptable. As the visa rule clearly states that, if it is a joint account, the dependent name must be present along with some other individual. We need to just produce 3 months bank statements and a letter from bank for funds and NOC letter from joint account holder (Mr X). This scenario is clearly approved.
Note that for dependent, the fund need not be a joint account with Main applicant.
But only thing which is not approved by bank or government is that, joint account cannot be made with outside family or blood relation. That is, i cannot make a joint account with my friend. Even i can make it joint with my friend by claiming that he is my brother, but that is not legal.
Dependent cannot go alone to uk, unless the Main applicant has not entered into Uk atleast once. They even both visit Uk at the same time. After that, the dependent need to have the xerox papers of main applicant's passport and other proofs.
Another thing is, suppose if the account is maintained by me for the past 3 months and if i decide to make it joint with my friend today and after 1 week, if i ask for bank statements for the last 3 months, bank will issue a statement for that period and that will reflect both of our names.
But while the visa is being processed, if the visa people asks for a verification with bank , whether that account is held by the dependent for the last 3 months and having the funds ? that time it will fail. Bank will say that, it has been made it joint only 2 weeks ago or so.
Though these kind of questions have been asked or answered many times, this questions would still evolve in the future. That's for which the blogs or threads or forums have been created. Its not for laziness. Some times out of desperation and lack of time, we had to get some answers quickly and decide. If everyone has to check all the 1000 previous entries, then this thread would stop at some point.
kskksk1980 wrote:Hi s4salil,
Iam in the same state as you have told ..
iam also planing to add me to my dads account only now and apply in a weeks time ..
what happen to your case .. did u get the visa ???
Thanks
KSK
While what you are suggesting/intending to do may comply with the Tier-1 maintenance fund guidance, you might be in breach of Immigration rules on the grounds of misrepresentation. You will be claiming and producing evidence that the funds have been available to you for last 90 days which clearly isn't the case. I would term such an action as misrepresentation and forgery/fabrication of evidence - one can be banned for 10 years from applying any kind of leave to Enter UK for such a misadventure.infocen wrote:Hi,
if this can be done, would you recommend doing this? are there other people that have done the same?
If this is possible it would really help me since I am going to be 30 next month but would prefer to apply this month if I can add my name to a joint account to show this maintanance fund.