Tier 1: REfused

[khanm]

Hi all,
I applied for Tier1: General in July based on employment and self employment but I got refused unfortunately. The reasons were that Letter stating my UTR number was not on original letter head from HMRC ( i got the online print and stamped by my accountant), secondly they were unable to saw my last maintenance bank statement ( they missed it and considered business bank statement as my maintenance). There was no right of appeal so I went for preaction protocol. I again received a refusal in which home office stated that they reasons for refusal sent earlier were incorrect and new reason is that I haven't provided two proofs for self employment (they accepted my UTR this time). Secondly mantainence was one day late as I send docs on 5 JUly and and my maintenance was covering uptill 4 may. I can agree with the last point but i cannot agree with others. I provided my UTR and business bank statements, invoices to proof my self employment. What do i need to do now. I will be applying in december again not sure what HO will do as i have to send same docs again. Some one told me that I had to take liability insurance. is that correct.
A feedback will highly be appreciated.

[khanm]

any answers plz

[geriatrix]

Reading para 141(vi)-141(ix) and para 142(i)-142(vii) of the policy guidance should help.


regards

[rizwan567]

Reapply in Dec and your the outcome of your last application should not affect your fresh application as long as evidence are not contradicted.

[khanm]

thanks guys for the response,

sushdmehta: I had already given business bank statements but there was no letter from bank along with the UTR so what do u think was that enough for rejection.

I am working as IT contractor, can you please tell me do i really need employers liability insurance as I am working alone. If yes then any recommedations on which company is good for insurance.
secondly, If i send the letter from the bank and business bank statements, would that be alright.

Thanks

[khanm]

hi can anyone plz recommend me some good employers liability insurance which they had used.

any help will highly be appreciated

[shaa]

Try to search on google for Employers liability insurance and u'll find some cheap quotes. It could cost u around £60, £70. Plus as far as my knowledge is concerned in ur application u need to mention that u have employed atleast 1 person (u don't need to nominate anyone but it will be mentioned on ur insurance certificate) and the insurance will cover two of u.