Tier 1 (General) - Maintenance funds question - HELP!!

[veejay]

Hello

I am 32 with a wife and kid and we have been living in the UK for nearly 3 years on UK work permit.

I have been meaning to transfer to Tier-1 for a long time but never got around to doing so. Unfortunately, I now realize that I have only until end of this month to send my application.

- The key problem is I don't have a history of maintaining more that £800 for the last 3 months
- I have been earning £50000 and over for the last 2 years but most of it goes to my MBA loan
- I have Masters from USA and MBA from top university in UK, from where I graduated in 2008
- my work permit visa expires only in 2013. So we have the right to stay until then

QUESTIONS
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1) Can I submit my application (individual) knowing fully well that I don't satisfy the maintenance requirement? - Ideally, I would have waited for 3 months to accumulate the £800 requirement BUT now I don't have time

2) What are the benefits of submitting my own application now and the dependent's later?

3) If this is rejected, will it be a black mark in my passport?

regards

[chosenaik]

Hi, Your application will be refused. I know of similar cases with people earning >£90,000 even , but with didnt maintain the funds in an instant account and hence had to wait till the 3 months period was over (in a current account).

You can surely try...maybe with accounts over seas. As long as account is instant acess.

[spzenthil]

Hi,

high chance of your application getting rejected with insufficient funds. so its better to find a way to show the funds maintenance before you apply.

I am not sure about this, experts can throw more light, AFAIK It won't be a black mark in your passport but you would have to mention that everywhere whenever you are applying visa anywhere else that a UK visa have been rejected for this reason.

Thanks,
-Senthil