I am very worried at the moment :"(.
I have just finished university and my visa will expire in the end of August.
The problem is my bank statement in HSBC is not enough 800 pounds in some days, so I can't use my bank to apply Tier 1. I know that is my fault because I don't notice the rule....
Do you know there is any solution for me?

My mother has a bank account in my hometown in nearly one year. But I am not the joint holder. Can I use her account to evidence my funds?
I have her letter confirm that she will pay everything for me during the period I stay in UK (like Tier 4). How do you think?
Please help me.
Many thanks,
Wendy