Tricky PSW application

[ayoadebayo]

Dear all,
I will have to leave UK in January (student visa expires 31st) but my Msc result comes out in February which still gives me the chance to apply for PSW visa before April.My question is that

1. is it possible for me to use a joint account with my mother who lives in the UK (she is the owner of the account but name will be included in it) for my application in my home country provided the required funds is there for the 90 days?

2. Wont it count against me that am not in the UK for two months preceding the application date and am using a UK statement of account?

3. What does the policy say about joint account?

Many thanks as i await the response of the gurus

[Greenie]

why don't you read the policy guidance. .

[arsenal49]

if you are applying from outside UK, you MUST show 2800 pounds.

If you are applying from inside uk, you must show 800 pounds

yes, you can use joint account to gain "maintenance" points

[ayoadebayo]

if you are applying from outside UK, you MUST show 2800 pounds.

If you are applying from inside uk, you must show 800 pounds

yes, you can use joint account to gain "maintenance" points

Can i rely on a joint account from a UK bank when applying from outside the UK? That's the tricky part as my visa would have ended by about tthree months before my application...Thanks

[Greenie]

Is there anything in the policy guidance that says you can't rely on a joint account if you apply from outside the UK?

[ayoadebayo]

Is there anything in the policy guidance that says you can't rely on a joint account if you apply from outside the UK?

Paragraph 97 in the PSW policy guidance which states:

97. We will not consider money earned
during a time that an applicant was in breach
of the United Kingdom’s immigration laws as
evidence of maintenance funds.

For example: Earnings made from the
United Kingdom will only be considered if
the applicant had leave to enter or remain
in the United Kingdom at the time they were
earned, and in a category which permitted the
applicant to take that employment

The owner of the account is a legal stayer in the country...my name would only be joined...

thanks

[geriatrix]

And why are you confusing "earnings" with "maintenance funds"? Does it say that you have to prove that "maintenance funds" must have been sourced from the applicant's earnings (in the UK)?

[ayoadebayo]

And why are you confusing "earnings" with "maintenance funds"? Does it say that you have to prove that "maintenance funds" must have been sourced from the applicant's earnings (in the UK)?

I really do not understand what you are trying to arrive at here...could you please explain in simple terms what is meant by that paragraph 97? Thanks

[arsenal49]

"Earning" points and "Maintenance" points are two separate things as far as UKBA is concerned.

You are reading stuff out of context and getting abysmally confused:)

As far as "maintenance" points are concerned, you just need to show x amount in the bank statement which could be personal or joint.

hope this clarifies your original query

[Greenie]

You are making a very simple application unncessarily complicated.

Para 97 is clear - you cannot rely on funds that relate to earnings you made in the UK if you earnt them at time when you did not have permission to work. Para 97 has no relevence to your query as to whether a joint account can be relied upon for evidence of maintenance. The answer to this is in para 100 of the policy guidance. It does not matter whether you are outside the UK and relying on a UK based joint account. What matters is that the money should genuinely belong to you and you should have access to it. You seem to be suggesting that you are going to be added to an account belonging to someone else. In this case then the funds are not yours- in practice whether UKBA will realise this is a different matters[/i]