Are payslips OK or are bank statements required too?

[mrsclc78]

I'm a bit confused. On the UKBA website (http://www.ukba.homeoffice.gov.uk/visas ... intenance/) it lists

"The following types of documents are acceptable as evidence:

personal bank or building society statements; and/or
building society pass books; and/or
letters from banks or building societies confirming funds; and/or
letters from financial institutions regulated by the Financial Services Authority (or the home regulator, if the account is overseas) confirming funds."

On the paper application itself, it reads (Section 11, top of page 17):

"Evidence of your finances. Bank statements, building society savings books, pay slips or other formal
documents as evidence of your and your partner’s ability to maintain and accommodate yourselves and any
dependants without recourse to public funds."

My question is, can we use just my husband's payslips as he earns more than enough to cover us both, and is paid monthly - because the application suggests that payslips are fine. But the website suggests otherwise. I also receive monthly help from my family until I land a job, and have bank statements from them showing such.

Anyone have experience with just using payslips from the spouse/sponsor? The only reason I ask is I'm keen to get this in the mail, and there are no bank branches near us for his bank account so we'd have to wait for the weekend for him to drive out to one. Which of course is worth it, if we need to. But I wanted to check first.

Cheers.

[Lucapooka]

My question is, can we use just my husband's payslips as he earns more than enough to cover us both,

Yes that is fine but you'll need his bank statements as well.

[mrsclc78]

Thanks. That's what I was asking - and I'm still confused why the application itself lists payslips as one of the ways to prove funds.

So payslips alone are not enough then?

[Lucapooka]

They want to know that you can live within your means. Payslips don't show that. Your bank statement, which is the source of all of your outgoing expenditure, will show immediately if the addition of another consumer into your household is something that you can afford.

[mrsclc78]

Ah, that explains it a bit better. Thanks for letting me know. He's just called his bank and ordered statements to be sent so we should be good. The difference in wording between the website and the application form just threw me.

Cheers!