Settlement visa for wife and kids

[londoner150]

Hi All,

I am trying to understand the new financial requirements rules for UK visa for my wife and 2 kids. My wife is waiting for the English test result. if that arrives before 9th july, we will submit the application before that, else after.

1. I have two jobs. I earn 26000 from one job and 5000 from another job. that makes 31k gross in total. this meets the requirement of 24800 (wife + 2 kids), however, do I still need to show them cash savings of 16000? Or this cash savings is required only if don't meet the 24800?

2. If I apply under the current rules, i.e. before 9th july. Would I still meet the financial requirement with my income? Am I correct saying that under the current rules I need to show £1126 p/m after rent and council tax?


Thanks in advance and please let me know how sure you are about your answer because I will make some decisions based on an answer from here.

[londoner150]

Hi All,

I am trying to understand the new financial requirements rules for UK visa for my wife and 2 kids. My wife is waiting for the English test result. if that arrives before 9th july, we will submit the application before that, else after.

1. I have two jobs. I earn 26000 from one job and 5000 from another job. that makes 31k gross in total. this meets the requirement of 24800 (wife + 2 kids), however, do I still need to show them cash savings of 16000? Or this cash savings is required only if don't meet the 24800?

2. If I apply under the current rules, i.e. before 9th july. Would I still meet the financial requirement with my income? Am I correct saying that under the current rules I need to show £1126 p/m after rent and council tax?


Thanks in advance and please let me know how sure you are about your answer because I will make some decisions based on an answer from here.

If you apply before the rule changes you're well above the financial threshold. It's always a good idea to show savings even if you meet the threshold.

Thanks for replying. can you please explain to me how I am above the threshold with the current rules? because according to this post I will fall short:
http://www.immigrationboards.com/viewtopic.php?t=104025
my net income = 470 p/w

couple allowance = 111 p/w
family premium = 17
child 1 = 64.99
child 2 = 64.99
total allowance = 258 p/w

net income (£470) - rent/council tax (£250) = £220

£220 is £38 short of £258.


Also, is this income enough with the new rules? or do I have to show cash savings. I dont have any cash savings.


Thanks

[Greenie]

Hi All,

I am trying to understand the new financial requirements rules for UK visa for my wife and 2 kids. My wife is waiting for the English test result. if that arrives before 9th july, we will submit the application before that, else after.

1. I have two jobs. I earn 26000 from one job and 5000 from another job. that makes 31k gross in total. this meets the requirement of 24800 (wife + 2 kids), however, do I still need to show them cash savings of 16000? Or this cash savings is required only if don't meet the 24800?

2. If I apply under the current rules, i.e. before 9th july. Would I still meet the financial requirement with my income? Am I correct saying that under the current rules I need to show £1126 p/m after rent and council tax?


Thanks in advance and please let me know how sure you are about your answer because I will make some decisions based on an answer from here.

If you apply before the rule changes you're well above the financial threshold. It's always a good idea to show savings even if you meet the threshold.

Thanks for replying. can you please explain to me how I am above the threshold with the current rules? because according to this post I will fall short:
http://www.immigrationboards.com/viewtopic.php?t=104025
my net income = 470 p/w

couple allowance = 111 p/w
family premium = 17
child 1 = 64.99
child 2 = 64.99
total allowance = 258 p/w

net income (£470) - rent/council tax (£250) = £220

£220 is £38 short of £258.


Also, is this income enough with the new rules? or do I have to show cash savings. I dont have any cash savings.


Thanks

Use the second set of rates in my post as these are lower and it seems that these are the rates they use unless someone is actually claiming benefits under the pre tax credit system.

Also can i check you are calculating your weekly rates correctly- sorry if sounds obvious-but to work out the weekly rates you multiply the calendar monthly amount by 12 and divide by 52. (some go wrong by dividing monthly amount by 4) anyway you should have enough if you use the lower figures.

[londoner150]

Use the second set of rates in my post as these are lower and it seems that these are the rates they use unless someone is actually claiming benefits under the pre tax credit system.

Also can i check you are calculating your weekly rates correctly- sorry if sounds obvious-but to work out the weekly rates you multiply the calendar monthly amount by 12 and divide by 52. (some go wrong by dividing monthly amount by 4) anyway you should have enough if you use the lower figures.

OK, I can't find the second set of rates. Would you kindly paste them here or give me the link for the post?
I did the calculations as you described. * 12 / 52.

Also, is my income enough for the new rules (from 9th july) or do I need to show cash savings of 16000+? Is this cash savings optional?

Thanks

[Greenie]

See below. No if you meet the income threshold under the new rules you don't need savings on top - but you should meet the current rules so don't think about the new ones for now.

Note there is an alternative way to calculate the additional amounts needed for children. The above rates relate to the income support premiums where an income support claim was made prior to sep 2005. The UKBA in their family consultation refer to the tax credit rates which are applicable to most people, and are lower. namely

£545 per year (family element)
£2,690 per year per child (child element)

per month:
£45.42 per month (family element - just one for each family)
£224.17 per month per child

So a family with two children using this calculation would need

£482.95 per calendar month (income support rate for a couple)
+ £45.42 per month for the family
+ £224.17 per month per child

See
benefit rates 2012
benefit and tax credit rates
UKBA family consultation para 2.16 (these show old rates but set out how UKBA make their calculations)

[londoner150]

See below. No if you meet the income threshold under the new rules you don't need savings on top - but you should meet the current rules so don't think about the new ones for now.

Note there is an alternative way to calculate the additional amounts needed for children. The above rates relate to the income support premiums where an income support claim was made prior to sep 2005. The UKBA in their family consultation refer to the tax credit rates which are applicable to most people, and are lower. namely

£545 per year (family element)
£2,690 per year per child (child element)

per month:
£45.42 per month (family element - just one for each family)
£224.17 per month per child

So a family with two children using this calculation would need

£482.95 per calendar month (income support rate for a couple)
+ £45.42 per month for the family
+ £224.17 per month per child

See
benefit rates 2012
benefit and tax credit rates
UKBA family consultation para 2.16 (these show old rates but set out how UKBA make their calculations)

Great, thanks Greenie, you are giving me hope now. DO you have any reference for this calculation? I mean how do we know they look at these rates rather than the higher ones?

Thanks again.

[Greenie]

Click on the last link (the consultation) the rates on that doc are out of date but the up to date rates can be found in the other links.