Tier 1 extension- Urgent Query

[Magnum]

Hi friends,
I am seeking a bit of help and advice here. My Tier 1 extension is due on the 14th Dec'12. I have been on a 3+2 Tier 1.
I am getting above 90 points when i use the UKBA online points calculator. No problems at all with points for earnings etc. etc.
The ONLY problem ( silly fault of mine) is as below :

Problem that is eating me inside is the Maintenaince funds required which should be in ones account for consecutive 90 days. Hence my account should have have had a min of 900 GBP since the 14th Sept, but unluckily and to a great extent a silly fault of my own I completely forgot and suddenly I realised on the 20th Sept that i needed to maintain the min 900 GBP. It was on the 20th of Sept that i instantly transferred 900 into my savings account ( 700 from my current and 200 used from the over draft) and have been maintaining well over 1800 gbp since then.
Now if you count the number of days from the 20th sept - 14 Dec ( its 86 days) so technically i would be short of just 4 days if i apply on the 14th Dec'12 ( in person) which is the expiry date of my tier 1.

Is there anyone else out there who had a similar situation and could give me a bit of advice or tell me what the outcome was ?
Any advice would be greatly appreciated, as I am really worried as for me its a matter of life.

Many thanks in advance.

[geriatrix]

Don't you have any other bank account anywhere in the world with enough balance (equivalent of 900 pounds) for those X number of days?

If not, then the only other option is to make an out of time application after 19-Dec-12 (and definitely before 10-Jan-13) .... but do note that if you take this route your ILR clock will be reset.

[Magnum]

Thanks Sushdmehta for your advice. Much appreciated but following on from what you advice I have the below 3 questions:

1. What if I apply for my extension on the 14th dec'12 which is the last day before my visa expires. Would I NOT get an extension ?

2. If I apply after the 19th dec and before 10th Jan'13, would I still get an extension but my ILR clock would be reset, which means 3+2 again ?

3. If I go down the route of making an out of date application then would I still be able to apply for a ILR in June'13 as I am getting married in June and my fiancée is a British national ?

Many thanks again for your invaluable advice.

[geriatrix]

1. If you can provide evidence that you have maintained 900 pounds for the 90 days preceding the date of application then there is no problem - you may apply any day before your current leave expires.
2. Yes.
3. No. Your marriage with a British citizen has nothing to do with your PBS extension (or settlement as a PBS migrant).