Can I buy a house while on Tier 2?

[JS28]

Hi All,

This is a random question.

Can I get a mortgage for a house in England even though I am on Tier 2 Visa?

Thanks

[jwalker7907]

HI, yes you can, I did it and I had no problem with the Bank.

[JS28]

HI, yes you can, I did it and I had no problem with the Bank.

HI,

What is the requirements?

I am new to mortgages and stuff esp with the immigration.

[ban.s]

talk to your bank or mortgage lenders - they will advise next steps and documentations etc.
it's lenders choice to offer mortgage, nothing to do with an immigration status.

[The Station Agent]

If your status is likely to lead to settlement then the lenders should consider it, although they normally want applicants to have ILR.

[JS28]

[quote="The Station Agent"]If your status is likely to lead to settlement then the lenders should consider it, although they normally want applicants to have ILR.[/quote
That is what I was thinking :s

[ban.s]

You'll get mortgage based on your credit history, affordability to pay a certain deposit and nature of property, price and purpose of use. The lender will assess your details and take a decision based on overall risk profile.

Contrary to the popular belief immigration status plays a relatively low role here (except with building societies), otherwise all BC and settled residents would have been home owner.