Spouse Visa financials Advice

[bes]

Can someone please advice If I quality to apply under cat B section 1 plus D (savings)

I have an annual income of 13k and savings of 27k. can't apply based only on last 6 payslips as some of the payslips are below minimum requirements and could require more savings, but the annual income April 12/13 is 13k including to bonus and overtime.

Is there any other Catergory I could apply?

could someone please explain the difference between CAT B section 1 and 2 as I'm quite confused

http://www.ukba.homeoffice.gov.uk/sitec ... iew=Binary

5.3.8. So, under Category B, the assessment of the financial requirement is based on:
(1) The gross annual salary or income from salaried or non-salaried employment at the date of application. This source can be combined with Category C: non-employment income, Category D: cash savings and Category E: pension; and
21

(2) The actual amount of gross income received from any salaried or non-salaried employment in the 12 months prior to the application. This can be combined with the actual gross income received from Category C: non-employment income and Category E: pension over the same 12-month period. Category D: cash savings cannot be used under (2).

thanks guys

[bes]

Can someone please advice, if I have variable income throughout a year, and savings of 27K 9more than 6 months) under which catergory should I apply?

received P60 - and shows 13k

last 12 payslips are:

May 12 - 1300
June 12 - 1210
Jul 12 - 1210
Aug 12 - 1100
Sep 12 - 1100
Oct 12 - 1120
nov 12 - 1010
Dec 12 - 1000
Jan 13 - 1100
Feb 13 1250
March 13 - 1010
April 13 - 950

If i take last 6 months I won't be able to make it

[majnoon]

if you have any saving of more than 16K and you have proof that you held this saving in your account for at least 6 months prior to your submission date, Then you do not need to prove that you earn £18600. Your saving of more than £16K will qualify you to be able to apply.

pls refer to page 36 on this document.

http://www.ukba.homeoffice.gov.uk/sitec ... FM-1.7.pdf

this is what it says

An amount based on the cash savings above £16,000 held by the applicant, their partner, or both jointly for at least the 6 months prior to the date of application and under their control can count towards the financial requirement where applicable. (£16,000 is the level of savings at which a person generally ceases to be eligible for income-related benefits).

[Amber]

Can someone please advice, if I have variable income throughout a year, and savings of 27K 9more than 6 months) under which catergory should I apply?

received P60 - and shows 13k

last 12 payslips are:

May 12 - 1300
June 12 - 1210
Jul 12 - 1210
Aug 12 - 1100
Sep 12 - 1100
Oct 12 - 1120
nov 12 - 1010
Dec 12 - 1000
Jan 13 - 1100
Feb 13 1250
March 13 - 1010
April 13 - 950

If i take last 6 months I won't be able to make it

Are the earnings Gross figures? Are you disabled?

I assume this is salaried income. Therefore, in last 6 months £950 can be used. Savings income = 27000-16000 / 2.5 = £4400 per annum. £950 * 12 = £11400 + 4400 = £15800. That's under the threshold. If non-salaried income then average of last 6 months x 12 = £12642 + £4440 = £17042 also under the threshold.