Spousal Visa Application - Pakistan (Timeline Only)

[Fesster_returns]

Salaam,

This is urgent, any advice will be appreciated need some clarification.
Firstly in regards to income, are they looking for 18,600 before tax (gross pay) or 18,600 after tax (net pay)

Secondly my solicitor received a letter from UKBA saying they will put my application on hold because i do not meet financial requirements.
They have not even mentioned my savings? Im sure on the application it says ur income plus savings count towards financial requirements. I showed bank statements of my savings, 6 month wage slips and my p60 with employment contract and employment certificate confirming my job and salary,

What the hell is going on?? Why would they put it on hold??

Pretty sure its 18,600 before tax (gross pay)
Also in regards to savings its really complicated ... you would require to have a really huge amount i think in your account like 30,000 odd because am pretty sure i read somewhere that the first 16,000 pound in savings they automatically ignore, and if you have more than 16,000 in savings then whatever is left over they will divide by 2 (husband and wife) THEN the excess money is what they will put towards your income.

So for example... £30,000 (savings) - £16,000 = £14,000
Then they will divide by 2 (husband and wife) £14,000 divide by 2 = £7,000

So if your incomes say 13,000 per annum they will add only the 7,000 (regardless of how much you have in total savings)
= £21,000.


Hope that makes sense
IF i am wrong then anyone feel free to correct me


No idea why..

No they don't divide by two I studies the formula they use and for sponsoring one adult it's almost double that figure u need because they look at the number of years you need to support the individual. I don't know if your in the uk but 7000 no one can survive on, even people on state benefits receive more than that.

I suggest you phone a uk immigration specialist, if your combining saving and earnings. But as usual my advice to all is keep it simple get a job on a salary warning more than £18600 before tax.difficult if you ain't got a degree which in any case you will have difficulty supporting a wife and children in today's economies.

I am also self employed but I'm an employee of my own company. If you are trading as a sole trader then unfortunately because much of the money is untraceable very through check are done.

And I re-iterate for my fellow people "The attention is in the detail".

PS inshallah my wife and child flying to the UK today. YAY!

[Fesster_returns]

Salaam,

This is urgent, any advice will be appreciated need some clarification.
Firstly in regards to income, are they looking for 18,600 before tax (gross pay) or 18,600 after tax (net pay)

Secondly my solicitor received a letter from UKBA saying they will put my application on hold because i do not meet financial requirements.
They have not even mentioned my savings? Im sure on the application it says ur income plus savings count towards financial requirements. I showed bank statements of my savings, 6 month wage slips and my p60 with employment contract and employment certificate confirming my job and salary,

What the hell is going on?? Why would they put it on hold??

So you applied through a solicitor and he didn't catch/point out that you don't meet the financial requirement because your savings are not high enough to be counted?

I hope you try to get your money back, they are obviously not worth their fee if they are not up to date with the new rules!

Solicitors are a waste of space i still know solicitors that r guiding people wrongly and saying that u only need to provide 4 months wage slips which is WRONG !

I fail to see why one would appoint a solicitor to file an perfectly legitimate immigration case:

Let me define a definition of a solicitor for you guys,

"A solicitor is a lawyer who traditionally deals with any legal matter usually conducting proceedings in court."

Unless your case is an appeal then a solicitor is not required.

You need an immigration advisor and always get one from this website,
http://oisc.homeoffice.gov.uk

I hope this clears up matters

Regards
Uncle G
PS I'm 24 but mashallah I am an uncle for those who message me and asking

[Moonandstar]

The UKBA website is appalling. The visa processing times are still showing up for June even though it's now the end of September.

[syma]

Hi
my sister is in the same situation, she recieved a letter today saying your application falls to be refused solely because you donot meet the income threshold under appendix Fm. yo've provided documents to show that ur spouse recives £2100 per month as rental income. howver you are required to show bank statements in ur sponsor's name showing rental income for 12months prior to application date(they showed it foe last three months as the tenancy agreement started in 02/13 and visa was applied in 06/13)

the letter also says if u can submit relevant documents before 10.10.13 we'll grant u the visa.

now i have two questions;

whats this new income threshold? does thsi involve showing income for one year prior to visa submission?

also is 2100 per months before tax is still enough and all we have to do is show bank statements showing that for the last one year?

quick replies would be very appreciated

[Forlorn]

Hi
my sister is in the same situation, she recieved a letter today saying your application falls to be refused solely because you donot meet the income threshold under appendix Fm. yo've provided documents to show that ur spouse recives £2100 per month as rental income. howver you are required to show bank statements in ur sponsor's name showing rental income for 12months prior to application date(they showed it foe last three months as the tenancy agreement started in 02/13 and visa was applied in 06/13)

the letter also says if u can submit relevant documents before 10.10.13 we'll grant u the visa.

now i have two questions;

whats this new income threshold? does thsi involve showing income for one year prior to visa submission?

also is 2100 per months before tax is still enough and all we have to do is show bank statements showing that for the last one year?

quick replies would be very appreciated

http://www.ukba.homeoffice.gov.uk/sitec ... ary#page43
According to above ukba guideline u should submit 1 year data.
When did ur sister apply???

[Fesster_returns]

Hi
my sister is in the same situation, she recieved a letter today saying your application falls to be refused solely because you donot meet the income threshold under appendix Fm. yo've provided documents to show that ur spouse recives £2100 per month as rental income. howver you are required to show bank statements in ur sponsor's name showing rental income for 12months prior to application date(they showed it foe last three months as the tenancy agreement started in 02/13 and visa was applied in 06/13)

the letter also says if u can submit relevant documents before 10.10.13 we'll grant u the visa.

now i have two questions;

whats this new income threshold? does thsi involve showing income for one year prior to visa submission?

also is 2100 per months before tax is still enough and all we have to do is show bank statements showing that for the last one year?

quick replies would be very appreciated

If you own the properties you should have sent the property deeds and a letter from the mortgage lender if there is stating the house is cashed. However if you have paid for the house fully then you have assets worth a considerable amount.

Many people have tried what you said and failed, remember a few checks can determine when you brought the house or if it was transferred names.

[Fesster_returns]

I'm thinking you guys are born and educated here, then why do you not know about these legal documents. That's why there are immigration advisors available for a small fee.

I'm very surprised with the rate of refusals quiet frankly although the uk states all immigration laws online including guidance notes that the ECO themselves use, why are u guys wasting application fees. And still being declined visas

You must obviously know the documents you are sending are not sufficient or an excess to requirements. Then why send them and why apply. The ability to follow simple instructions is paramount.

And the UKBA website States Junes rates because the high court ruling on financial requirement has effected the results, therefore they would be useless.

However any mathematician can calculate those rates are pointless because cases and judged and visas are granted after checks there is no set duration, for example in June they could have granted someone a visa who applied 12 months before. They only refer to applicants that supply the correct documentation initially. And it's allows central UK government to measure efficiency.

[Saima.ali143]

Salam
I got a letter today stating my application has been put on hold as we dont meet the minimum incom requiremnt though m sure we do.. They have stated tht if i provide any further documents supporting or the proofs of our minimum income widin three weeks they may grant me visa else my application will be on hold
What the hell is this? We have almost submitted all the documents in support to our application !

[Fesster_returns]

Salam
I got a letter today stating my application has been put on hold as we dont meet the minimum incom requiremnt though m sure we do.. They have stated tht if i provide any further documents supporting or the proofs of our minimum income widin three weeks they may grant me visa else my application will be on hold
What the hell is this? We have almost submitted all the documents in support to our application !

Check your regular expenses and living costs for yourself, also the buffer of money in your account plays a big role. If you have other debts which they instantly find out then that could be a cause,

Check the UKBA guidance notes they will tell you what documents to send

[nawaz86]

Hi can any one help
I've got a spouse visa refusal hearing
Coming up soon my question is if my appeal is allowed and
I'm asked to submit my passport how will I do that because I've also
Submitted a new application so my passport is with them

[ALKB]

Salam
I got a letter today stating my application has been put on hold as we dont meet the minimum incom requiremnt though m sure we do.. They have stated tht if i provide any further documents supporting or the proofs of our minimum income widin three weeks they may grant me visa else my application will be on hold
What the hell is this? We have almost submitted all the documents in support to our application !

What are you showing to meet the financial requirement? Income from employment? Savings? Income from self employment?

Which documents did you send? And what do you mean by you 'almost' submitted all the documents? What have you left out?

[Britzy26]

Hi can any one help
I've got a spouse visa refusal hearing
Coming up soon my question is if my appeal is allowed and
I'm asked to submit my passport how will I do that because I've also
Submitted a new application so my passport is with them

You will have to withdraw the second application to get your passport back, but chances are that by the time bec asks you to submit your passport after the appeal is allowed you would have got your passport back anyway from the second application as they will take a long time after your appeal is allowed to stamp the visa.
I might have confused you, but read it three time and you will understand.

[Britzy26]

Salaam,

This is urgent, any advice will be appreciated need some clarification.
Firstly in regards to income, are they looking for 18,600 before tax (gross pay) or 18,600 after tax (net pay)

Secondly my solicitor received a letter from UKBA saying they will put my application on hold because i do not meet financial requirements.
They have not even mentioned my savings? Im sure on the application it says ur income plus savings count towards financial requirements. I showed bank statements of my savings, 6 month wage slips and my p60 with employment contract and employment certificate confirming my job and salary,

What the hell is going on?? Why would they put it on hold??

Pretty sure its 18,600 before tax (gross pay)
Also in regards to savings its really complicated ... you would require to have a really huge amount i think in your account like 30,000 odd because am pretty sure i read somewhere that the first 16,000 pound in savings they automatically ignore, and if you have more than 16,000 in savings then whatever is left over they will divide by 2 (husband and wife) THEN the excess money is what they will put towards your income.

So for example... £30,000 (savings) - £16,000 = £14,000
Then they will divide by 2 (husband and wife) £14,000 divide by 2 = £7,000

So if your incomes say 13,000 per annum they will add only the 7,000 (regardless of how much you have in total savings)
= £21,000.


Hope that makes sense
IF i am wrong then anyone feel free to correct me


No idea why..

Don't know where you got the whol divide your savings by 2 for the husband and wife, it's nothing like that for the initial spouse visa.
First 16 k doesn't count anything after does count based on the shortfall of your gross income multiplied by 2.5 that's how much savings you need to be able to show if you are applying on the basis of income and savings

[aka789]

I really need a 2nd/3rd opinion, just reading on some of the comments just wish I came here earlier.

Applied for visa in Pakistan in Feb-13, incorrectly advised (by family friend working as a 'consultant') when applying that she has a Msc which should satisfy the English lang requirements (certificate & transcripts submitted). Visa was refused end of May-13 and only reason on refusal notice was that English lang requirement was not satisfied.

We appealed decision in July, I sent a statement of Comparability from Naric confirming her Msc was equivalent to UK Bachelors degree. SHe also completed language tests and forwarded these to BHC end of JUly who had received file to reconsider their decision.
They have upheld their refusal as of 24th Sep and I have received a letter for hearing date for end of January.

I've been advised it could another 3/4 months from January to when her visa is issued if the judge agrees at hearing.

Also I wanted to clarify would the judge just look at the grounds for refusal and evidence that was provided at the time of application or would they take into consideration her English tests she completed after we received refusal.

IN hindsight we really should have just applied again in July when she completed relevant tests, I am considering reapplying now do I need to withdraw appeal first??

Thanks for your help. I am confused & caught in the system due to some bad advice, only myself to blame. 3 months since appeal date and another 3/4 months to hearing date....

[Saima.ali143]

Salam
I got a letter today stating my application has been put on hold as we dont meet the minimum incom requiremnt though m sure we do.. They have stated tht if i provide any further documents supporting or the proofs of our minimum income widin three weeks they may grant me visa else my application will be on hold
What the hell is this? We have almost submitted all the documents in support to our application !

What are you showing to meet the financial requirement? Income from employment? Savings? Income from self employment?

Which documents did you send? And what do you mean by you 'almost' submitted all the documents? What have you left out?

We have submitted all the required documents which are enough to prove our financial position .. It seems like they have sent this letter widout even considering our application.. They have copied n pasted this letter to so many applicants email addresses

[ALKB]

We have submitted all the required documents which are enough to prove our financial position .. It seems like they have sent this letter widout even considering our application.. They have copied n pasted this letter to so many applicants email addresses

Okay. Just trying to help.

[Saima.ali143]

We have submitted all the required documents which are enough to prove our financial position .. It seems like they have sent this letter widout even considering our application.. They have copied n pasted this letter to so many applicants email addresses

Okay. Just trying to help.

I truly appreciate ..

[rajauk]

Hi all,
Just thought I will let you all know my wifes application has also been put on hold due to the ECO saying I do not meet the financial requirement when I am sure I do. It seems ECO dont know the rules themselves.
I received email from the embassy this morning stating the above and giving me 3 weeks to submit my reply. I fully intend to as the rules and law has not been applied correctly. I used my wage and savings to meet the requirements. It seems they don't even bother reading your cover letter where I explained everything.
For some odd reason where my cash savings are concerned it statesI have not provided evidence for the required level of savings. When I gave them bank statements for 6 months showing at no time I fell below the required level infact had 3000 more then required during the whole of that period.
The ECO also states my wage slips do not correspond with salary being paid into my account which is complete crap every single wage correspondes with the statement so I do not know where he got that from. I am really upset as I feel after waiting for more then three months and fullfilling all requirements stated, this was unfair decision.
I intend to right a letter explaining why I feel I do meet the requirement by highlighting the rules and guidance and I believe I meet it.

Kind regards,
Rajauk

Sorry raja Saab but on this occasion I don't think the ECO is incorrect. The level of saving you say is 3000. In reality that's nothing when supporting a wife what's your wage as shown on the payslips?. I suggest you get advice from an immigration expert.

Just to put things into proportion if you want to support a wife on savings you need in excess of £60,000 and you need proof of where it came from and a banks letter stating you don't have any loans, mortgages etc (expenses). So you are free to use it as you please.

I keep saying to my fellow people........."the attention is in the detail"

Cover every angle. Don't leave them unsure or questioning. And most importantly only provide what they ask for not pointless documents.

Regards

It seems you've done exactly what the ECO has done. Not understood what I have written even though I think its in plain English. I had £3000 more then the required saving.

[nawaz86]

Hi can any one help
I've got a spouse visa refusal hearing
Coming up soon my question is if my appeal is allowed and
I'm asked to submit my passport how will I do that because I've also
Submitted a new application so my passport is with them

You will have to withdraw the second application to get your passport back, but chances are that by the time bec asks you to submit your passport after the appeal is allowed you would have got your passport back anyway from the second application as they will take a long time after your appeal is allowed to stamp the visa.
I might have confused you, but read it three time and you will understand.

Hi thanks for your help
Problem is my appeal hearing was on March 2014
So I submitted a new application just know
How ever my appeal hearing date has been moved forward
To October so I'm worried know because I know 100% my appeal will
Be allowed so do I have to withdraw my application to get passport back
And then send it off again to get it stamped
But why can't they just stamp it where it is know instead of me requesting it back and then sending it back to same place to get it stamped
(Islamabad pakistan)

[aka789]

Hi thanks for your help
Problem is my appeal hearing was on March 2014
So I submitted a new application just know
How ever my appeal hearing date has been moved forward
To October so I'm worried know because I know 100% my appeal will
Be allowed so do I have to withdraw my application to get passport back
And then send it off again to get it stamped
But why can't they just stamp it where it is know instead of me requesting it back and then sending it back to same place to get it stamped
(Islamabad pakistan)

Aoa, I hope you the hearing goes well for you. Did you have an expedite request approved by the duty judge at IFAT??
Similar situation to you I am also considering applying again, but i understand you did not withdraw yout appeal/hearing. Is there not any rule to stop this, Effectively having 2 applications running at same time... Just curious ..

I Wish you all the best..you are further down the line than me and must be relief to see light at end of tunnel.

[nawaz86]

Hi thanks for your help
Problem is my appeal hearing was on March 2014
So I submitted a new application just know
How ever my appeal hearing date has been moved forward
To October so I'm worried know because I know 100% my appeal will
Be allowed so do I have to withdraw my application to get passport back
And then send it off again to get it stamped
But why can't they just stamp it where it is know instead of me requesting it back and then sending it back to same place to get it stamped
(Islamabad pakistan)

Aoa, I hope you the hearing goes well for you. Did you have an expedite request approved by the duty judge at IFAT??
Similar situation to you I am also considering applying again, but i understand you did not withdraw yout appeal/hearing. Is there not any rule to stop this, Effectively having 2 applications running at same time... Just curious ..

I Wish you all the best..you are further down the line than me and must be relief to see light at end of tunnel.

I wrote a letter to tribunal to change my location of hearing center and for some reason they gave me a early court date very strange
Anyway yes you can make an appeal and also submit a new application while appeal is pending its in the home office own rules

[aka789]

That's worked quite well nawaz86 with date being bought forward, I would have thought no real issue with where your passport is at this stage.
I've been advised that it can take up to 3/4 months after a successful hearing for visas to be issued on stamps. So by then you should have a decision on your 2nd application.

I wasn't aware I could apply again, for some silly reasons I assumed I would have had to withdraw from hearing process before applying again. That's great I will definitely apply again, should still be able to get a response back before the hearing date as well.

[nawaz86]

Question what if my appeal is allowed but my second application
I made is refused for a different reason will my allowed appeal still
Stand

[Britzy26]

Question what if my appeal is allowed but my second application
I made is refused for a different reason will my allowed appeal still
Stand

Yes it will still stand

[Humybe7709]

To all the April and early May applicants who are still waiting....

Have any of you heard anything yet.. Your all so quiet