I submitted a Set Form (M) for ILR having completed two years on my spouse visa. However the bank refused the payment believing it to be fraudulent activity. I expected a letter or call from UKBA to discuss this so I could make payment but they haven't been in contact 2 months on. I can't contact them to tell them to take payment as the contact centre wont discuss it with me while still in the 6 month time frame.
I am now outside of my visa dates and worry that if they return it I will be illegal which could cause all sorts of problems.
Does anyone know:
Why they don't refuse your application or contact you immediately?
If they are likely to contact me for payment?
What happens if they refuse and I am illegal?
Also, can I cancel this application and switch to a 24 hour decision in person paying the extra though I am out of stay dates?
Any help would be greatly appreciated!
Thanks
