Post
by sofia.d.c » Wed Dec 12, 2012 5:12 pm
Hi again, I just suddenly became paranoid that my CSI through my dad's insurance was not sufficient. Here is the letter they mailed to be (which will be printed on their official letterhead), is this going to be good proof of CSI?
Thank you for your recent inquiry.
You and your eligible dependents have coverage for treatment of an accidental injury or
unexpected illness not previously diagnosed or treated in Canada while traveling out of the
country for up to 60 days.
Please note that XXXXXX is currently eligible for this benefit.
Coverage will cease for employees at the attainment of age 99. Coverage will cease fordependent children when they reach 22 years of age. Coverage for dependents attending full time school will cease once they reach 25 years of age.
Reimbursement is subject to 100% coinsurance unlimited maximum.
All expenses would be reimbursed based on Reasonable and Customary Allowances as determined by Manulife Financial.
You would call the appropriate number on the back of your Emergency Travel Assistance card
(1-800-265-9977 within Canada /U.S. or collect to 519-741-8450 from other locations), and as
long as the expenses are over $200.00, everything will be handled up front for you.
If the expenses are under $200.00, claims would be considered on a reimbursement basis. In these
cases, you must first submit to your Provincial Plan for consideration and then send Manulife
their statement of payment or decline along with copies of the original receipts and a completed
Out of Country claim form. We will then consider any unpaid balance.
Your policy provides coverage for emergency Out Of Country treatment, and an emergency is defined
as a sudden, unexpected injury or an unforeseen illness which was not previously diagnosed or
treated in Canada. Coverage is also provided for a significant, unforeseeable complication of an
existing pre-diagnosed condition which was completely stable at the time of departure from Canada.
Emergency assistance services may not be available in all countries due to conditions such as war,
political unrest or other circumstances which interfere with or prevent the provision of any services.
Please note that this benefit does not cover loss of luggage or cancellation of trip.
The above information is provided to you for information purposes only. You should refer to your
policy for all terms and conditions of coverage. This e-mail reflects the benefits that are eligible
under the terms of the Group benefits plan as of the date of this email. When an actual claim is
submitted, benefits will be determined in accordance with the terms of the group benefits policy on
the date of treatment. Please be advised coverage must be in force when treatment is rendered for
benefits to be payable.
