Hi All,
Couple of days ago I had sent the application for my wife by post (my wife was granted 2yr spouse route before rule change). However, I just realised that I foolishly calculated my adequate maintenance wrong.
I am paid weekly in cash by my employer. after deduction of taxes etc I am paid £247.
I also claim child benefit for 2 children which is £33.70 per week paid in my account every 4 weeks.
When filling out the application SECTION 8. It asked how much income we are receiving per month.
I foolishly multiplied my wages by 4 to make one month which comes up as £988 and just assumed that I was being paid £134.80 child benefit per month. So total earnings per month £1122.80.
We are living with family rent-free, and we do not need pay council tax.
For adequate maintenance it is
£113.70 per week / £492.70 per month for couple
£17.45 per week / £75.62 per month family premium
£66.33 x 2, per week / £287.43 per month for each dependant child
£263.81 per week / £1143.18 per month left over after deducting rent/mortgage and council tax.
I have £280.70 weekly / £1122.80 monthly
As you can see, by multiplying by 4 for one month I do not make the adequate maintenance. But if you break it back down to weekly earnings I do.
Obviously had I multiplied my weekly earnings using 4.33 weeks in 12 months as opposed to only 4 weeks, then I would not miss the target.
Do you think the caseworker will notice what I did wrong and correct my calculations so showing that I do in fact meet the requirements correctly when checking our application, or will they just go with the wrong monthly earnings I provided?
Am I worrying too much?
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